Pay off mortgage and start having even more fun 😁

newgirly

😆 luckily we are currently a hazelnut free house! 

Not sure where the last few days have gone, a fair bit of time has been spent with the cat and having visitors to se the cat! Finally just looked at the damage to the accounts tonight and it’s a shocker for January 😱 Boiler service was £80 plus £10 tip and he will be coming back to fix the heating thingy and put new bath taps on in our en-suite when I buy some, so more money. Plus the cat, jabs, microchip, worm and flea stuff (ordered online)  kitten toys/bed/carrier etc. It’s basically totally emptied the carpet pot ☹️ £175.04 left from the £550 budget this month for food petrol and household. 

I’m thinking a cat saving pot would be a good idea, we probably won’t go for insurance but I’ll get the £99 vaccination for life deal at the not so local vet, it’s cheap and the vets are fantastic, better than the local fancy one that does designer dog clothes 🤦🏼‍♀️ 

themadvix

Highly recommend a car saving pot, especially if you’re not going for insurance. The vaccination deal seems excellent!

newgirly

I think you have to have the first two before you can get the £99 deal, but it’s still a great deal, our local vet is extortionate and my experience has not been good (no insurance dd on our dog and went to sign the permission slips for her op and they saw no insurance so deleted many of the tests as she didn’t really need them 😱) along with refusing to give a final bill over the phone so I could collect her after her op as people don’t usually ask the cost apparently! Never forgiven them for making me feel like rubbish when I went with various cards and cash to cover it. 

Anyway that side I will look into insurance, but so far it looks quite expensive even considering we have had a few big bills in the past, in the main they are hundreds not thousands and pretty few and far between. 

It’s best friends birthday today, she’s off to see a show with her dh later so it’s a breakfast meet up for tea and toast at cost@ first thing so I can give her her presents 😊 After that I’m making another to do list, I did one a couple of weeks ago but I think I need to do one with more on it sadly 😆

LadyGnome

What a lovely addition to your home.  I think a cat saving pot sounds like a sensible idea.

Alchemilla

We just sacked our last vet practice for being horribly mercenary and giving us the hard sell over everything.

Ramouth

So interesting about the unnecessary tests because of the insurance - we will need to look out for that.  And boo to them making you feel uncomfortable paying using multiple cards - glad you have found an alternative.

Tahlullah.H

Vets and insurance are a real pain.  I have been doing battle with my vet - there is a difference between 1mg and 1ml when medicating the cat, so have been under-medicating!  Another problem with Bought by Many insurance - who want to know his medical history for the last 2 years and when provided, they then want his entire medical history and then when received, they want to know what happened in a 1.5yr gap!  Perhaps there was nothing wrong with the cat, which is why there is no record of illness??  Anyway, I expecting them to refuse to pay out.  I am beginning to think that self insurance is the way to go. The only sanity in it all has been the Vaccination for Life with Vets for Pets, who are a distance away, but the deal was worth it when I signed up 8 yrs ago.

Hope you find the right route through the minefield for you and your new kitty.

Watty1

Another who believes in the vet saving pot.  Took out insurance for the horses recently as a vet bill cleared the vet savings account but will go back to no insurance and a saving pot when my finances back on an even keel.

edinburgher

I've had only positive experiences with Bought by Many so far. One claim paid out within 4 hours on the strength of a receipt from the vet. The fees are high (c. £33/mth for Tabby and Maine Coon), but Tabby broke her foot recently and the bills came to £1,200+ - self-insurance wouldn't have covered that!

Always amused that I can insure two humans for £220k life insurance cheaper than I can insure two cats 

Alchemilla

How is your to-do list looking NG?