Pay off mortgage and start having even more fun 😁

newgirly

JANUARY UPDATE 💚💚💚💚💚💚💚💚💚💚💚💚

Start balance Jan 1st 2022            £64,938.05

Balance Feb 1st                              £63,839.31 

January reduction                          £1,098.74

Total 2022 reduction                      £1,098.74 

newgirly

I decided to make an extra £24 op from the grocery budget today as looking in the spreadsheet if I op an extra £12 pm it knocks an extra month off the end date, finishing Nov 2026 instead of Dec 2026, so I thought it would be good timing for a lavish Xmas that year with the extra money 😬 

Alchemilla

Mortgage is looking good!

Ramouth

Fantastic progress!  Especially considering cat and hen do related expenses.

newgirly

Thanks 🙂

Bought an illustrated pop up book for a friends 60th with £5 off as Amazon are doing £5 off a £15 spend on selected accounts today, so a good saving on something I was already buying. Not much else to report expect a nice big food delivery from asd@ today £80 spent.

LadyGnome

Roll on Xmas 2026, we will all be around for the party!

killerpeaty

Oooh yeah, the cats were little terrors when they were little. They brought down curtain rails..

You have soooooo little time until the mortgage is paid off!

Alchemilla

What will you do to celebrate the mortgage being paid off?

newgirly

Party in 2026 for sure 😆 I’m not sure what we will do, a new car hopefully although I’m not sure the bmw will last until then ( in which case we won’t be free 2026!) especially when the London emission zone extends to our outer borough.  But positive thinking hat on we will do sensible things like new windows as ours are double glazed UPVC maybe solar panels, travel and spoil the kids a bit more with things like meals out or takeaways which we never do really 😬
However I’m not trying to be negative but things never work out the way I plan, so I’m not convinced we will be mf in five years anyway, I will be working towards it but things usually crop up and put a spanner in the works so who knows 😂

South_coast

Keep at it NG! Maybe the kids will all have left home by then and you can downsize to become MF instead 😀!