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Pay off mortgage and start having even more fun 😁

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Comments

  • daisy_1571
    daisy_1571 Posts: 2,996 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker

    Definitely do not offer to have mil. Thankless, exhausting job and one you cannot get away from once you've agreed it.

    Encourage little brother to speak up on his own behalf to the medical people telling them to ignore what mil is saying.

    Dxx

    22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈2⭐ 26 🥈 Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you'll be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If youre not already using a thing you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'
  • newgirly
    newgirly Posts: 9,556 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper

    It was a passing guilty feeling rather than a plan, but thank you for everyone as I don’t feel as bad now. I went again with dh yesterday and managed a quick chat with a nurse who seems to think she will be home soon with carers, so long as the inlaws agree (and agree to pay!) I think they need more but I’m certain they won’t agree to respite care.

    Finances time 🙂 the factory being rented out has meant more coming in a month finally - hooray! So its now a debt repayment diary for the next few months 🤣 looks like we can be debt free by the end of July potentially? I’ve made a couple of payments already this month so we will now be down to £6266.52 by the end of April when I’ve made a couple more payments as the wages come in. Not that long ago we were at over £13k so im happy its now coming back down again, I hate being in debt. Its all interest free and we should be perhaps saving it and paying it off at the end of the interest free period but I just want it gone and a new plan started which actually involves fun as thats what the diary says I should be having more of 😆


    Big food shop done at Aldi by the hospital last night, no cheap Easter veg though, did all the deals end Easter sunday? If so I’m very annoyed with myself 😏 spent £59.27 plus ordered shampoo and posh teabags as a treat on am@zon £13.27 as well as some hospital parking again £14.30, also had to send dh an extra £100 this month to try and help out with his charges as he's going everyday. Spent a few bits on treats and a nightie for her which she wont wear too 😆 Oh and I nearly forgot I've ordered a new bedroom tv, ours has just sound now and no picture and as I watch tv upstairs often I don’t want to do without it, I have gone up to a bigger size as our old one is smaller and the other side of the room, so I cant read stuff on it easily. No idea whats a good tv (all ours are second and even third hand 🤣) so I went for an am@zon fire one, free delivery and I’m paying over five months at £36 pm from my personal spending money. Now I have splurged on that I shall try and have a more frugal next few months 🙂

    MFW 67 - Finally mortgage free! 💙😁
  • Greying_Pilgrim
    Greying_Pilgrim Posts: 8,193 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 7 April at 9:00AM

    newgirly- as far as I am aware the Easter veg offers ended on Saturday or Sunday - 5th or 6th, different shops gave different dates, sorry ☹️ However, in MrL yesterday, they still had….. parsnips and swedes in the PoTW section, priced at 8p each, but whether that was 'that store' specific, or they hadn't sold as many as they needed, I couldn't say.

    Greying X

    Grocery Spend June 2026 £81.46/£225
    GC May 2026 £225.53/£200 
    GC April 2026 £199.95/£200 
    Non-food spend June 2026 £36.28/£80
    Bulk Fund 2026 Month 6/12 - £9.98/£87.56 (reducing balance - start £120 pa)

    ""Mother Nature don't draw straight lines
    The broken moulds in a grand design
    We look a mess but we're doing fine
    We're card carrying lifelong members
    Of the union of different kinds..."

    "Union of the Different kinds" - R Christie & T Gilbert,  Fisherman's Friends 

  • newgirly
    newgirly Posts: 9,556 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper

    I suspected I missed the boat on that GP, very annoying 😩 I’ve run out of my freezer full of prepped xmas veg so that would have been handy, more room for ice lollies though so there is a bright side 😬


    🤣 You will get there SC ❤️

    I think I should start a new diary called pay off mortgage and have a mid life crisis, its probably more realistic 😂


    The new TV is due lunchtime today, thank goodness as I do spend a lot if time upstairs and either have podcasts / music or the tv on all the time, I don’t much care for quiet ALL the time now we have an empty house. I might do a bit of vinted listing today and some cleaning and washing but other than that its going to be a lazy day at home 🙂

    MFW 67 - Finally mortgage free! 💙😁
  • daisy_1571
    daisy_1571 Posts: 2,996 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker

    😆🤣 😂 😹 😆 sounds a fun thread, count me in 😆

    Dxx

    22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈2⭐ 26 🥈 Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you'll be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If youre not already using a thing you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'
  • South_coast
    South_coast Posts: 6,472 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic

    NG, you are so good at finding deals! Remind me where you're going, I've forgotten?

    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
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