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Pay off mortgage and start having even more fun 😁

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Comments

  • newgirly
    newgirly Posts: 9,556 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper

    Vint3d has been a pain the last few days, sending the wrong postage options (that i can’t print) and not letting me send stuff, so frustrating as I have had to cancel orders, online it says there are problems with it at the moment so I just hope my buyers receive my apology and don’t give me bad reviews 😩


    Not much to report, should be going to see a horror tonight with ds2 at the cinema if he is still up for it 🙂 Going for a walk soon, I’ve been fed up and lazy lately so this needs to change.Also a top up shop in @ldi is needed, I am mostly making what i would call substantial salads at the moment , with beans and feta and nutty sprinkles 😋 no weight loss going on, but then there’s not really any cutting back happening 😂

    MFW 67 - Finally mortgage free! 💙😁
  • South_coast
    South_coast Posts: 6,471 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic

    Just when I had talked myself into trying to sell a few bits on Vinted....🤦‍♀️

    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • newgirly
    newgirly Posts: 9,556 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper

    Don’t let me put you off Sc 😆


    A couple more bits sold on vint3d and I bought myself a Wh1te stuff comfy dress for summer for £5 which turned up today and is very nice 🙂 also ordered a few linen t’shirts from there that are hopefully in good condition, one was £2 and they usually cost about £40 odd 😱


    The engagement ring never made it here after I spent a full day waiting in the living room incase I missed it! They put the wrong house number as well as the wrong postcode?! No idea how as it was correct on the order forms. Luckily it was returned to the sender and my parents are in York now so I have asked them to collect it. I didn't really want anyone knowing before our anniversary, knowing them they will be pricing it up in the window 😂 anyway its the safest way I guess.

    Today has been a day of washing and cleaning, all my clean washing hanging outside has been covered in sawdust as next door but one and two are having loft conversions done at the same time by what looks like the same people. They have been sawing and fitting dormers today and its gone everywhere 😩 even my loft room has had it blow inside, very annoying but can’t be helped.

    Food spending so far this month is at £172.86 /£500, very unlike me to have not overspent by this point. We have eaten fairly simply lately though and I’m trying to run the freezer down a little as it (desperately) needs defrosting 🙄 still a way to go with that, mostly old veg.

    MFW 67 - Finally mortgage free! 💙😁
  • beanielou
    beanielou Posts: 99,991 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    Sorry to read this. That’s a hard one. 🤗

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • TallGirl
    TallGirl Posts: 6,532 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper

    That is really hard and you are stuck right in the middle of it. Maybe best to stay neutral and hope for the best but agree big joint family holidays might now be off the cards unless one of them changes their mind. Shame real shame

    Moved to Denmark for FIRE by Aug 2025 “May your decisions reflect your hopes not your fears”
    New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest

  • South_coast
    South_coast Posts: 6,471 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic

    Are they aware how much it's upsetting you? Maybe they could agree a cease fire for your sake/at least in your presence?

    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • Bargainhunter30
    Bargainhunter30 Posts: 413 Forumite
    Part of the Furniture 100 Posts Name Dropper

    Can you write her a letter? It's sometimes easier to express on paper.

    Mortgage start date Nov 2014  - £90,545 over 25 years
    Re-mortgage Oct 2017 - 78,295 over 23 years
    Re-mortgage Jan 2020 - 55,000 over 26 years @ 1.94%
    Current Mortgage Outstanding Middle December 2020 - £
    47893.35 - a reduction of £42,652 in just over 6 years!  


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