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Pay off mortgage and start having even more fun 😁
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Thank you for the birthday wishes everybody, very kind 😊
Its been a very busy week, I'm now poorly having caught the cold dh had last weekend 😩 birthday was good, some family issues still ongoing which is causing stress but other than that all is ok.
I’ve not looked at the finances this week, or even last I think 😱 we have spent some money what with the night away last week and meals and a day out this week, i’m scared to check if I’m honest 🤣 but I shall check today!MFW 67 - Finally mortgage free! 💙😁6 -
glad you had a good birthday xxxx
22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈2⭐ 26 🥈 Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you'll be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If youre not already using a thing you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'3 -
Thanks Daisy 🙂
I’m back in the land of the living today after suffering from what I can only describe as man flu 😆 its a cold but honestly I've been in bed for much of the last few days, although I don’t think its flu as I had that years ago and couldn't do anything. Dh had a cold last week and went to work still which has irked me as its usually him that makes a fuss not me, mine must have been a different strain 😉Anyway, I’m not up to my daily long walk yet but I will be going out for some air today. Luckily I had done a long overdue shop before this so we were stocked up on the basics and lots for dh which made life a lot easier, in recent times I have been doing small irregular expensive top up shops instead. Not much else to report as all I have done recently is watch TV - repeats of The Detectorists and the new series Small Prophets, I now need to catch up on some diaries and also take a look at the accounts 🙄
MFW 67 - Finally mortgage free! 💙😁5 -
Different people are affected differently, sorry you've had a rough time but detectorists is definitely feel good tv. Have you tried Friday night dinner? Another good one I rewatch from time to time for a laugh. Bob and Paul fishing or Tim and Prue canal boating for beautiful scenery and slow tv
Dxx
22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈2⭐ 26 🥈 Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you'll be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If youre not already using a thing you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'4 -
Happy belated birthday NG!
If it makes you feel any better, have just had a similar cold/flu virus. It put DS2 in bed for a day, I picked it up and it put me in bed between work and OH has taken down with it. TV viewing sounds just the tonic, hope you are feeling better.
2026 financial goals & challenges!
1). Mortgage (started Jan 2024) £98,254.64/ £122,400.00 Overpayment total: £1460.47 (Inc Sprive yr 1 & 2 o/p £70.93, £5.52 Natwest o/p & £55.34 reg monthly overpayment) Equity 33%
2). #47 Save 1p a day challenge 2026 £96.47/£780
3). £2667.95/£3000.00 - Investment ISA
4). CC debt - £21,180.79. Aiming for £19,999.99 31/12/2026
5). £252.66 / £1000.00 - EF
6). Lose weight, get fitter and read 12 books in 12 months in 2026. 2 out 12 COMPLETED2 -
Oh no Queen of the hive, I hope you are all recovered now 🙂 I’ve felt worse again over the weekend 😩
Hi Daisy, we all loved Friday night dinner yes! Also I’m a huge fan of gone fishing and the wonderful Bob, as teenagers me and my friend would go and watch him and Vic and then hang around the stage door after for autographs 🤣 I’ve not watched the canal series but have heard of it.It was a mixed bag this weekend, I’ve not seen dd now for a while and thats quite sad, she did messge though. Ds1 took me out for a very nice brunch by his flat (girlfriend was up North seeing her mum), then I met ds2 to watch the fourth of FIVE films he watched at the cinema yesterday 🤣 as the icecream counter has shut down, he went home inbetween films to get ice cream and sweets he had bought me for mother's day to have 😂 so there i was with a full size tub and a big spoon in the dark! Very kind and gave us a laugh. Also saw my mum and sent dh over to his with flowers etc.
Still not really up to going for a long walk yet and I’m keen to now the sun has started to come out from time to time. Yesterday I saw next door neighbour in her front garden who is up for sale, apparently she sold it but it fell through, but had a few more viewings this weekend. She’s dropped it from £500 to £485k I see online, so it cant be overpriced I guess 😳 hers is a little better condition I’d say but without conservatory (could be a minus point nowadays anyway) and hers hasn’t got a porch extension making the hall a little bigger, or a loft conversion with bathroom. So basically a three bed mid terrace, what a lot of money!
It doesn’t really help when thinking about selling unless we move a long way away or downsize to a flat as obviously everything else anywhere nearby is also very dear…MFW 67 - Finally mortgage free! 💙😁4 -
Ouch 485k!
2026 financial goals & challenges!
1). Mortgage (started Jan 2024) £98,254.64/ £122,400.00 Overpayment total: £1460.47 (Inc Sprive yr 1 & 2 o/p £70.93, £5.52 Natwest o/p & £55.34 reg monthly overpayment) Equity 33%
2). #47 Save 1p a day challenge 2026 £96.47/£780
3). £2667.95/£3000.00 - Investment ISA
4). CC debt - £21,180.79. Aiming for £19,999.99 31/12/2026
5). £252.66 / £1000.00 - EF
6). Lose weight, get fitter and read 12 books in 12 months in 2026. 2 out 12 COMPLETED2 -
That’s a lot of money.
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.2 -
It is! After snooping again on rightmove I see she’s just knocked another £10k off again, must be trying not to lose the house she has had an offer accepted on.
I took myself off to the cinema yesterday afternoon to see Sinners after taking mum out in the morning, very enjoyable. As it was a spur of the moment trip and I only just made it in time I had to buy a drink there £3.37 after a 25% discount on a small fizzy drink 😱 wow. I shall never tell Dh this as he occasionally buys them and I give him a hard time 🤣 daytime cinema by yourself in a big empty theatre is one of life's great pleasures though I have to say.
I have Aunt visiting today, need to get up now and clean the house a bit as everything's got a bit behind as I’ve been worn out. Also bought a ton of minced beef and pork a week ago that I’ve not batch cooked with yet, I really hope it is ok 😳
MFW 67 - Finally mortgage free! 💙😁5 -
Where have the last few days gone! I went out for first my walk in ages today as I’ve not felt up to it and ended up walking to town but having to get the bus back 😆 some spending done on a top up shop.
Yesterday we had the funeral of an old work friends mum, only a small affair and I didn’t know her really but wanted to be there for him. That ended up being quite a long day and dh has lost a days pay unfortunately. I have also been a right idiot and offered to collect ds1 and girlfriend from the airport Monday evening - forgetting I’m out for dinner with friends to celebrate three of our birthdays which has been awkward to rearrange since I have cancelled the meal once already due to being ill 😩 ds1 has said no worries they will get an uber , but I’m going ot pay for that as its my mistake, honestly I’m so forgetful!
Still no new budget set, maybe tomorrow if I can get my brain into gear 🙄MFW 67 - Finally mortgage free! 💙😁3
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