We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Pay off mortgage and start having even more fun 😁

1238239241243244250

Comments

  • beanielou
    beanielou Posts: 99,528 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    Really hope it goes through.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • TallGirl
    TallGirl Posts: 6,510 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper

    I don't know if I hope it goes through I think they are just going to be massive trouble and try everything they can not to pay or stick to what they have agreed. It could cost you a lot in legal fees and hassle really sorry to say this.

    Moved to Denmark for FIRE by Aug 2025 “May your decisions reflect your hopes not your fears”
    New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest

  • South_coast
    South_coast Posts: 6,427 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic

    I feel your pain on the weight loss, I've been gaining and losing the same 2lbs since the start of the year 😥

    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • greent
    greent Posts: 11,038 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 14 February at 4:04PM

    I have (as at 8am today) lost 4stone 7lb in 363 days, but it is so, so hard!!! I also have meds that cause weight gain, so am fighting that and the oestrogen blocker I'm on also doesn't help (everyone my age is on HRT and there's me trying to block all oestrogen in my body - and feeling very old as a result - and they are all delighting in the benefits of HRT. Sigh)

    Last Jan I joined RH f1tness - and managed to put on 7lb in a month, rather than lose anything!! 🤦🏻‍♀️🤦🏻‍♀️ Something 'clicked' in Feb (being told that they wouldn't do an operation I need because my bmi was too high may well have had something to do with it!! 😁😁) and it seems to be working, although any progress is now very slow. I still have maybe 2 stone to lose? (I'd like another stone at minimum, as that should get me definitely in a clothes size I'd be happy with - which is more my goal that an arbitrary weight figure (and I'm ignoring BMI!)

    IIt's definitely much harder now than when I was in my 20s!

    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20

    2026 Declutter campaign awards 2x star
  • beanielou
    beanielou Posts: 99,528 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    Well done to you.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • skint_spice
    skint_spice Posts: 13,737 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    That’s good news, fingers crossed anyway!

    Mortgage OP 2026 £860/2000
    Mortgage balance: £31,791

    Make £50 a month Jan £20, Feb £0, March £31, Apr £20, May 
    Boiler fund £2085/3000

  • greent
    greent Posts: 11,038 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Glad the factory is sorted - that gives you a level of certainty 😊

    Mine is definitely down to high volume, high protein, lower calorie foods - and a lot less cake and snacks. Very little exercise done - I cant do weights or rowing, due to a frozen shoulder and zumba is annoying if you cant throw your arma around. My meds also make my ankle joints and feet hurt most of the time so when they have a flare I dont even walk that much. I am, however, still indulging in afternoon teas🍰🧁 every 6 weeks or so😋 I just hope i can keep it off - last time I lost weight (2.5 stone during Covid) i put it all back on and more when my MH took a dive

    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20

    2026 Declutter campaign awards 2x star
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.5K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.4K Work, Benefits & Business
  • 604.2K Mortgages, Homes & Bills
  • 178.5K Life & Family
  • 261.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.