Pay off mortgage and start having even more fun 😁

Greying_Pilgrim

daisy - you haven't factored in newgirly may wish to retire onto a cruise ship - and holiday all the way through octogenrianism, and nonagenerianism and land slap bang into her 100's through a fabulous (darhling!) meditteranean diet and living la dolce vita surrounded by 'young 'uns' 😁👍🤣⛴️🌊💃 She'll need a few euros 👛 for all that….. 😉 There's method in her 100-year rule 😉🤣

Greying X

daisy_1571

Now that I could see !! 😆

Dxx

Queen_of_the_Hive

https://forums.moneysavingexpert.com/discussion/comment/81873023#Comment_81873023

To be fair @Greying_Pilgrim this sounds a wonderful retirement!

@TallGirl - sorry to hear about your husband, a very difficult thing that you went through. Your words resonated, having gone through a period of illness with my partner, it really is important to have some kind of financial plan in place and having a will became something I stressed over having at the time. I agree its an added stress if not married (my partner and I are not) I do have a pension and having bought a little home (instead of renting) has given us a bit of security.

Money priorities in 2026 we are torn tbh between balancing the books on a thread of a shoestring, making memories and trying to make a start on doing our little home up. It'll be a mash up of all three.

newgirly

Hi Daisy, hope you are feeling a bit better now 😊 I did indeed wear said coat and walk into town in the rain! 😆 I’ve actually been out rain or shine for probably every day for the last week now it’s so unlike me 🤣

I’m not too focussed on carehome costs as like you say unless you are super rich you can’t afford it anyway.

GP, I think I would like to grow old bobbing about seeing new places, probably unlikely though sadly 🤣

Hi Queen of the hive, it’s a hard balance to strike knowing what to prioritize sometimes, making memories can never be a wrong choice though 🩷

Well it’s been a better weekend than of late, we ended up cracking open that fun money pot! I’ve been more than a little fed up lately and it turned out ds2 was at a loose end Saturday so we asked him round for a takeaway after work, then attempted to see a film afterwards which we were too late for so went to his flat for cat cuddles and rubbish tv until midnight. It’s was £60 for three for dinner (and we held back a bit 😱) at the cheapest of our local Indian takeaways, nice but seriously not worth it 😆

Then Sunday ds1 and girlfriend asked us to the local forest centre for a walk, so we did that then bought sandwiches and coffee for us all afterwards which was £39.90 in total. So half this months money gone but it’s something we just don’t do and was greet to treat them if only in a small way. We will probably factor in this sort of thing from time to time now 😊

The clothing budget has about £10 left at the moment as I’ve just ordered a couple of cardis from am@zon to try, I’m trying to see the gaps I have in my wardrobe of useful things, like having a raincoat that fits for example and shopping according to use rather than seeing things and thinking “I need that” when I often don’t , I just like it 😆

South_coast

I have the opposite problem with clothes - thinking "I need that", but not seeing anything I like 🙄!

themadvix

https://forums.moneysavingexpert.com/discussion/comment/81876946#Comment_81876946

Me too!

Remember when it gets warmer you could always take a picnic for the forest walk - would be cheaper but also fun!

newgirly

I wish I was like that 😆

oooh I shall be Vix! Bought a big flask and kids packed lunch boxes for us last year, dh loved taking out a Spider-Man box when we went out to Saltburn for the day 🤣

Well you can probably start calling me Forest Gump soon, walked up to best friends house this morning (20mins uphill) then we walked to the next town - for the first time in my life 😆 then I walked home from hers after, ok we stopped at cost@ for a drink but it was 6.4mile walk 😁 very pleased with that although I’m tired and have also been quite hungry so had some biscuits 🙄, oh well as long as I don’t start putting on weight I guess it’s a win…

Other than that I’ve hacked at my hair today, it’s quite long, I think it’s looks fairly tidy but will get dh to check. I have not been to an actual hairdressers since 2022 now when dd got married 😱I’ve had dil, my aunt and dh as well as myself have a go. I will go to a hairdressers before we go away in April but it looks better than when I used to go all the time for highlights and a cut, now it’s fairly low maintenance 😬

themadvix

Impressive walking NG! Walking is really good exercise, so definitely worth getting into the habit. And you burn quite a few calories an hour, so hopefully the biscuits won’t be too much of an issue - but don’t take that as carte blanche to eatthem all 😂

Loving the picnic box image!

South_coast

I used to work with someone that sat and ate sweets all day, because she was "going to the gym later" 🤦‍♀️

newgirly

Haha, not much point in that SC 🤣

Hi vix, im hoping it burns a few, tomorrow i will see as i weigh myself once a week and only ever lose and put on the same pound recently.

The factory is on the brink of being let or having the deal fall through today. Apparently the lease was dated for a move in date of today which i found out yesterday 😱 (dads been helping as its his area) so it was a big rush and then at close of business our solicitor emailed to say they want it added in the lease that they have the right to remain after the lease term and renew at market rent. Thats not happening and we legally we don't need to do this, so our answer again will be, well to be polite it will be a no 🤣 Fingers crossed it goes through or we are back to square one with an extra bill of about £3k 😩

Plans for today are shops with best friend, trip to the crematorium, long walk and hopefully a financial plan - for paying off debt not having to borrow more if the deal falls through 😂