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Pay off mortgage and start having even more fun 😁

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Comments

  • themadvix
    themadvix Posts: 9,138 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    So lovely to hear that your granddaughter has settled in well and is being spoilt after such a rotten start in life. I've never been keen on Sphinxes - my cats are super furry! - but she sounds quite sweet.
    You're right that £5 for a coffee and buttered toast isn't extortionate in this day and age - but it's still a whole day's spending gone in one hit if you're on a budget of £10/day. I'm not suggesting you shouldn't do it - just the £10/day is not as easy as it was. Reckon a few years ago, you could have got coffee and toast for £3.99 if not £3.49.
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • Greying_Pilgrim
    Greying_Pilgrim Posts: 7,047 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    newgirly - I get my shampoo from hB and I can concur.  Not only have they hiked prices on the 'branded' product, but there is less and less options for the budget lines.  And what used to be 99p is now £1.50 or nowhere to be found on the shelf.  

    Just back in from shopping - Tea bags were 10p more in MrL and milk was up 10p in MrS... I really am sad to say that you're putting yourself under tremendous pressure with your challenge - the playing field ain't level anymore ☹️

    Greying X
    Pounds for Panes £7,705/£10,000 - start date Dec 2023
     
    Grocery Spend November 2025 - cash £37.37/£150 MrS vouchers £20/£60
    Non-food spend November 2025 £15.78/£50
    Bulk Fund November (month 11 of 12) £12/£35.20 
  • LadyWithAPlan
    LadyWithAPlan Posts: 3,826 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    So sorry to hear re DS1’s gf’s BIL news, what a shock!!

    I had a cat that was convinced he was a dog, followed me into every room, waited at the front door when he heard me coming up the stairs, if i was sat he was sat on my lap and even would sit on the edge of the bath - i had to rescue him from falling in with me twice!  He had been in cat heaven for over a decade now and I still think of him with absolute joy & love. His sister was way more chilled

    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
  • Greying_Pilgrim
    Greying_Pilgrim Posts: 7,047 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    daisy - that's what I buy.  Picked up a bottle this lunch-time 95p for 300ml, and very few bottles on the shelf - and certainly none of the 3 for 2 offers that it used to be ☹️

    Greying X
    Pounds for Panes £7,705/£10,000 - start date Dec 2023
     
    Grocery Spend November 2025 - cash £37.37/£150 MrS vouchers £20/£60
    Non-food spend November 2025 £15.78/£50
    Bulk Fund November (month 11 of 12) £12/£35.20 
  • daisy_1571
    daisy_1571 Posts: 2,346 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    daisy - that's what I buy.  Picked up a bottle this lunch-time 95p for 300ml, and very few bottles on the shelf - and certainly none of the 3 for 2 offers that it used to be ☹️

    Greying X
    At least that was under the pound, well done
    22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈⭐ Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'
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