Pay off mortgage and start having even more fun 😁

South_coast

If it gets the job done....

newgirly

🤣 Our accountant seems clean but often needs chasing! 

I’ve just made the last payment to our March cruise trip, I’m happy with that as it’s earlier than expected. I have been throwing everything at it, vinted, cashback, odd extra bits here and there and due to dhs weekly pay I could pay the remaining £348 today 😁 Next one on the hit list is the Nov 26 Arctic one which has £1489 left to pay, we should have one more weekly pay packet not needed this week plus hopefully dh will pay out one more month from the business. The big family anniversary one comes beforehand but the balance due is vast so I thought I’d start with the smaller one 🙄As we are over a year to travel I will put the money into premium bonds until it’s due mid next year, you never know 🙂

£1000 budget until Dec1st is currently at £253.76 spent not including the Tesco gift card for £20 (must spend that it’s annoying!) so as it’s only 16 days in I’m not doing very well at all 😩 that’s an average of £15.86 a day instead of the £10.98 it’s supposed to be 😒 today should be a NSD but I’ve still got more catching up to do. 

Conversely I’ve just booked a posh restaurant for while we are in York in October 🤣 the fancy one next to Betty’s is doing a “heritage” menu for £21 each for two courses which is the same as one cheap main usually, so I’ve booked it early and on a Monday before we go to our show as a treat. We have a little spending money so I’m hoping we can squeeze that, maybe a roast dinner at the pub and a few of the meerkat 25% off pastries and coffees first thing in the city, I’ll be very happy if we manage that and the food and electric charging plus a ghost bus tour on £300! Perhaps I should take all our food this time rather than do a Lidl shop when we arrive 🤔 will see how the £1000 challenge goes, it may be tricky!

themadvix

Excellent news about the March cruise being paid off! And that sounds like a good deal for dinner in York too. 

Makes sense to get the smaller (more achievable) cruises paid off with extras, assuming you’ve got a plan in place for the big one/you’re making the 0% payments.