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Pay off mortgage and start having even more fun 😁

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  • daisy_1571
    daisy_1571 Posts: 2,167 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    πŸ˜† 🀣 πŸ˜‚ 😹 πŸ˜† 🀣 
    Dxxxx
    22: 3πŸ… 4⭐ 23: 5πŸ… 6 ⭐ 24 1πŸ… 2⭐ 25 πŸ… πŸ₯ˆβ­ Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'
  • newgirly
    newgirly Posts: 9,370 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    I don’t know what you mean 😜

    Daisy I did have a list in my head but it’s now an actual list of what’s left to buy 😬 it should be more or less covered but I’ve put chocolate at the top of the list just to be on the safe side, priorities need to be right.Β 

    Today has seen a lot of time wasting, at the gp and the chemist. My flu/Covid jabs booking was only for flu , apparently they did joint jabs yesterday and are doing them tomorrow but wouldn’t do today so I just had one?! Managed to get an appointment for tomorrow for the Covid one but they were unsure if they would have run our or not so I’m going anyway πŸ˜† my repeat prescription is yet again for two weeks and yet again I was asked why I’ve run out again already- I use two weeks worth over the course of two weeks πŸ˜’ plus I need to take my physical book from hospital to the doctors to be photocopied in person to get a repeat as it can’t be reordered online or even in person without the book, a right faff and it’s one I’ll be in for life. Then the chemist took 40mins to hand it over 😩

    Other than that I’ve just been cooking up a what’s left over veg curry for myself and drinking hot chocolate 😊

    MFW 67 - Finally mortgage free! πŸ’™πŸ˜
  • South_coast
    South_coast Posts: 5,935 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    That's crazy on the prescriptions, completely impractical for all parties I would have thought πŸ€·β€β™€οΈ I hope you're either getting them free or you've bought a pre-payment cert? The cost of a prescription is insane these days
    Mortgage start: Β£65,495 (March 2016)
    Cleared πŸ§šβ€β™€οΈπŸ§šβ€β™€οΈπŸ§šβ€β™€οΈ!!! In 5 years, 1 month andΒ 29 days
    Total amount repaid: Β£72,307.03. Β£1.10 repaid for every Β£1.00 borrowed

    Finally earning interest instead of paying it!!!
  • newgirly
    newgirly Posts: 9,370 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    I know sc, doesn’t seem fair for those who are elderly and have to get there, although the receptionist says hardly anyone if on these tablets, seems a silly system though.Β 

    Went to the boot sale for a wander this morning, Β£4 spent on two crystal brandy glasses to add to the collection, should have enough now I think and I found the change in an old bag so free money, plus took my own coffee as usual πŸ˜†

    Dh has been doing a bit of painting downstairs today, I’ve been steaming all his holiday clothes, sounds a bit fancy but I don’t do ironing anymore at all and he rarely wears smart stuff so it’s all wedged in his wardrobe screwed up. Now it’s all done and ready to pack, it’s so much easier for men, he wears trousers a tops and stays the same size, unlike me….

    I’m currently very broke in the personal spends department, down to Β£5.78 until about the 20th oh plus a Β£10 m@s voucher 😩 I may have to borrow from next months Β£100 personal budget. I’ve spent Β£99.59 / Β£333.33 October budget so far and have asked dd and sil round for bake off’s bread week which means olives, cheese, wine, and homemade chilli bread plus some form of dessert or sweets after, that won’t help the budget much this week, plus I will be taking dessert to a friends for dinner in Thursday, that will be something fairly simple though I think.Β 

    Vinted selling is trickling along very slowly now and the total stands at £858.17 this is very pleasing I have to say but it still feels untouchable 😬 I should really spend it before we are mortgage free as it will probably be appreciated more at the moment not when we have extra money! But what on?! 
    MFW 67 - Finally mortgage free! πŸ’™πŸ˜
  • skint_spice
    skint_spice Posts: 13,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Brilliant Vinted total!
    Mortgage OP 2025 Β£6750/7000
    Mortgage OP 2024 Β£7700/7000

    Mortgage balance: Β£35,463

    Declutter 12/244

    Money making challenge Β£58/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • newgirly
    newgirly Posts: 9,370 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Thanks 😊

    Lots of shopping for nibbly and cheesy bits today, I can’t bear to say how much I’ve spent but the grocery budget took a hit πŸ˜‚ still need to get a couple of cheeses and make the chilli bread tomorrow, then it’s time to have a mid week trial run of what I’m doing Xmas day πŸ˜† specifically I’m looking forward to the cheddar and cider baking pot, I had it last year and it was very good so bought another in m@s today, then went to Lidl and found it there a couple of pounds cheaper, no idea which one I had and liked last year so will need to try both so I know what to buy next time 😬

    Also posted a few parcels, took mum shopping, dyed my hair for holiday, sorted some washing, packed dh’s case and cooked a sausage and ale casserole with an awful lot of sweetΒ potato in (we have loads of the things, not sure why!) for dh’s dinner later , if he ever comes home from work. Chucked in some butter beans and tinned mushrooms to bulk it out a bit so will have some for the freezer too.Β 

    Β 

    MFW 67 - Finally mortgage free! πŸ’™πŸ˜
  • julicorn
    julicorn Posts: 2,596 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Hi newgirly! It's been an absolute age since I was active on this board, so I totally missed your operation! I'm so glad to hear you're recovering well, that must have been really difficult.Β 
    Excited to hear about your chilli bread too! <3Β 
  • Jessy103
    Jessy103 Posts: 2,302 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    So glad you got sorted quickly, NG and that you are recovering well xxx
    Mortgage Balance as of July 2025 Β£14,900.
    Starting Mortgage Balance (June 2019) Β£72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • South_coast
    South_coast Posts: 5,935 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Hope you have an amazing time, NG, with the breeze in your hair and a cup of coffee in your hand πŸ₯°
    Mortgage start: Β£65,495 (March 2016)
    Cleared πŸ§šβ€β™€οΈπŸ§šβ€β™€οΈπŸ§šβ€β™€οΈ!!! In 5 years, 1 month andΒ 29 days
    Total amount repaid: Β£72,307.03. Β£1.10 repaid for every Β£1.00 borrowed

    Finally earning interest instead of paying it!!!
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