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Pay off mortgage and start having even more fun ๐
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I would feel like I had to drink plenty to get my money's worth ๐๐ณMortgage start: ยฃ65,495 (March 2016)
Cleared ๐งโโ๏ธ๐งโโ๏ธ๐งโโ๏ธ!!! In 5 years, 1 month andย 29 days
Total amount repaid: ยฃ72,307.03. ยฃ1.10 repaid for every ยฃ1.00 borrowed
Finally earning interest instead of paying it!!!5 -
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ย ย ๐ย
22: 3๐ 4โญ 23: 5๐ 6 โญ 24 1๐ 2โญ 25 ๐ ๐ฅโญ Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'5 -
I know itโs a rip off, but I think Iโd rather not risk getting a bigger bill onboard, just a shame I canโt get the most out of it as I would have in the old days ๐ย
MFW 67 - Finally mortgage free! ๐๐5 -
Cruise sounds fab. We are having similar thinking about whether it's worth upgrading from HB to AI on our next holiday. We definitely wouldn't spend the difference in price if we went HB then bought as we went but I think I'd say no to too much, go hungry at lunchtime and end up with a migraine from not eating! Will mull it over though as children don't have as many drinks/ice creams these days and we have to pay adult upgrade price for dd.ยJune 2025 - part 1 - ยฃ19,145 part 2 - ยฃ21,973 Total - ยฃ41,118 29 months to go!3
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Oops lost a post again ๐ฉ
Hi Cath, I think it depends if you know how much it will be when you are there as well, it s a bit harder to get prices when itโs a hotel sometimes? I think for relaxation purposes while you are away itโs sometimes nice to know what you are spending. Although saying that we once went on an American cruiseline for three nights that was really dear for drinks so we got the package at over ยฃ50 each a day ย and this was years ago, I remember having three large glasses of wine at lunchtime (trying to get my moneys worth ๐) then fell asleep all afternoon! Not the point of going away ๐
Well the weather has turned very wet here today, luckily all the washing was dried yesterday and Saturday. I got taken out by ds2 and dil to the cinema to see a new film โthe substanceโ which was a really great film, not for the faint hearted it was a body horror but with some great messages about women and how they are viewed by themselves and men. The most shocking part of the film though was the price of a pumpkin spiced latte that dil bought us both, ยฃ11.24 for 2x medium sized pumpkin lattes AFTER a 25% discount with the cineworld passes ๐ฑ I went into slight shock at the till and may have commented ๐ the lady behind the till says she canโt afford them and doesnโt even get a free coffee even though she works there which seems a bit rough. Anyway, this lapse in judgement is a one off as we usually take our own teas or hot chocolate from home, they donโt mind at our cinema, we turn up with water bottles and thermal mugs all the time, lesson learned!ยAfterwards we went to a nearby huge charity shop Iโd never been to before, I got a (new) glass patterned dish for MIl for Xmas, a couple of books for ยฃ1 and 2 x ยฃ1.99 new ceramic coasters with Xmas pictures of animals on for myself and dil, really cute and nice to have on a bedside table.ยPlans today are to check the finances as Iโve got carried away as usual, plus see what clothes I might want to pack for the mini cruise, this is one of my favourite parts tragically ๐ฌยMFW 67 - Finally mortgage free! ๐๐5 -
Well I had a very dull weekend, I spent yesterday steaming and listing another 46 items of clothing ๐ณ this is many years of bits Iโm working through, thereโs now nothing in the garage as itโs gone, the shed, and very minimal bits in the loft space, just coats I think. I am a clothes hoarder, I keep for years โjust incaseโ. Still a dress ยฃ7 and a blouse sold for ยฃ4.50 so more in the pot. The savings pot stands at ยฃ565.19 now with a few more bits still to pay out. Iโm not sure what Iโm saving it up for yet, but it should be a treat after the amount of time thatโs gone into earning it ๐
Did a food shop in bed last night but fell asleep before checking out so now canโt click and collect it today on the way back from the shops ๐ so will drag mum to l!dl instead, I might get some their green Thai paste thereโs as the butter bean and cauliflower/broccoli ย curry was so easy last week and ds2 and dil enjoyed it plus itโs cheap and healthy, the chicken one I used to do for them when ds1 and girlfriend lived here too would cost a fortune, little mini corns, packs for chicken etc. it would be ยฃ20 odd all in ๐ฑ
I forgot to mention yesterday that saturaday I went to the garden centre to get my fancy charcuterie board, I canโt find them cheaper the same size online, but when I got there they had some for ยฃ16 each that were longer but thinner than the ยฃ38 one, so I got two of those which can be put together and run down the centre of the table so even bigger ๐ฌ I also bought dh a thick round rustic dark teak board for ยฃ9 ย as a Xmas present as heโs so hard to buy for but loves cheese and crackers, I shall do him a little hamper with some chutney etc, to go with it for after Xmas. Anyway a whopping ยฃ41 spent on cheese boards, but exciting times ahead planning it all ๐ฒ Iโm trying to copy what we had in York while away, Iโll post a photo of o can find one.ย
MFW 67 - Finally mortgage free! ๐๐4 -
Ok canโt find the photo of dhโs one which had little purple flowers over it, but you get the idea ๐
MFW 67 - Finally mortgage free! ๐๐6 -
Gosh that does look good. Well done on doing all those listing. Bet it took forever but so worth it. x2025 Decluttering 10472โญ๏ธโญ๏ธโญ๏ธโญ๏ธโญ๏ธโญ๏ธโญ๏ธโญ๏ธโญ๏ธโญ๏ธ
2024 Decluttering 11728โญ๏ธโญ๏ธโญ๏ธโญ๏ธโญ๏ธโญ๏ธโญ๏ธโญ๏ธโญ๏ธโญ๏ธโญ๏ธ3 -
Erm...I really like cheese NG, any chance I can pop round, please?! ๐คฃ xMortgage Balance as of July 2025 ยฃ14,900.
Starting Mortgage Balance (June 2019) ยฃ72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!4 -
Me too please. Happy to be your dress-rehearsal ๐Mortgage start: ยฃ65,495 (March 2016)
Cleared ๐งโโ๏ธ๐งโโ๏ธ๐งโโ๏ธ!!! In 5 years, 1 month andย 29 days
Total amount repaid: ยฃ72,307.03. ยฃ1.10 repaid for every ยฃ1.00 borrowed
Finally earning interest instead of paying it!!!4
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