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Pay off mortgage and start having even more fun 😁

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  • daisy_1571
    daisy_1571 Posts: 2,177 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I know it takes a year for your body to get over a general anaesthetic after any op,.  I'm assuming a heart op will be even tougher for the body to cope with so you will get there but you are doing amazing for only being a few weeks out.  Enjoy your outing, come back home before you start to feel exhausted and schedule in some nap time straight after 😀 

    Daisy xxx
    22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈⭐ Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'
  • skint_spice
    skint_spice Posts: 13,462 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Might as well do something constructive!
    Mortgage OP 2025 £6750/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £35,463

    Declutter 12/244

    Money making challenge £58/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • daisy_1571
    daisy_1571 Posts: 2,177 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Sounds a great idea - do something constructive with the enforced resting time plus save money off something you need to buy, win win

    Daisy xx
    22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈⭐ Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'
  • South_coast
    South_coast Posts: 5,939 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    And we know you love Christmas 🎄🎄🎄😀
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • LadyWithAPlan
    LadyWithAPlan Posts: 3,771 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    Your family cruise sounds great ! We did one a few years ago and also have happy memories… 
    glad you on the mend 
    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
  • newgirly
    newgirly Posts: 9,373 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Thanks everyone 😊 I’ve held off on the calendar as I can’t get the sizing right, I might try and take some more funny photos of them all before Xmas too.

    Blood tests later this morning, I’m already starving as I wake up so early 😆 Dh and ds2 went to ds1’s flat to help paint last night as it’s going very slowly,  he had lots of friends over and they only managed to paint one coat on two rooms, no idea why although they did pop to the pub 😂 looks like the weekend will be them moving stuff over and building some furniture. Luckily the builder next door to the factory is lending dh a van all weekend for free. 

    Finances just checked and I was £109.69 short, this is because I sent my mum £80 and aunt £40 as they gave up their room credit for parking with us as well for the cruise in 2026. Shame as I would have a had a small surplus! I’ll take it from my personal spending money which is healthier than usual due to missing the last month 😆 current balance now £144.75.

    £244.73 spent on the cc since the 1st June 😱 so £305.27 left until the 3rd July if I try for a £550 budget, or obviously £355.27 if I do the usual £600 budget. It’s time to try and reign in the M&S Cornish cruncher and raspberry shopping I think 😆 I’ve been buying what I fancy as I don’t fancy proper homemade dinners at the moment. 
    MFW 67 - Finally mortgage free! 💙😁
  • newgirly
    newgirly Posts: 9,373 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Blood test results came back the same day, very surprised at that! cholesterol is high so a phone appointment with the pharmacist at the gp next week, I’m assuming I am being prescribed medication for it then. Would have hoped to get it down through diet but perhaps in the circumstances it’s more pressing. Either way I’m eating better now, my diet has improved from before the op but there’s still room for improvement. I’ve just done an oc@do shop for today (only delivery slots available) £45.18 spent incl 99p delivery and got some bits to make feta, lemon, basil and tomato spaghetti from hungry happy healthy’s blog which I’ve not made before, with wholemeal a pasta for me, looks nice and summery 😊

    I’m going out for brunch this morning with two lovely friends, one is driving and parking very close by, it’s usually empty and has various seating so hopefully I can get comfy without taking ten cushions with me 😆 still having the irregular heart rate issues which I wanted clearing up before my appointment with the surgeon on Wednesday, don’t want him threatening me with other treatment! 

    I’m having a lie in today as dh just told me there’s someone asleep on the sofa 🤣 it’s the boys’ friend who went to Wembley to watch England last night with ds1 and clearly went drinking afterwards, then had a food delivery which woke me up at 2.40am. He’s helping all day at the flat today so at least he will be off the sofa soon 😁 Dh will be out all weekend so I’ve got various people babysitting me, best friend, mum, dd etc. I’m going to be lonely after I recover fully as it’s been lovely having people around all the time! 

    Moving on from medical waffle…..

    To do list for the weekend: 

    Hang washing out slowly on airer in garden 

    Go for brunch 

    look up healthy recipes

    Use up my Tesco clubcard hotel voucher that expires in a few days, think it’s for about £85 , no idea where to go for one night that we haven't done before and is nice and not too far away, any tips welcome! 

    Transfer my £1 a day savings from the last few days 

    check topcashback 

    check new vista points, I spent ages yesterday doing an election survey then it got stuck and wouldn’t continue , so annoying! 

    Water tomatoes and plants as everyone’s forgetting, with a small plastic jug which will take a while 😁












    MFW 67 - Finally mortgage free! 💙😁
  • South_coast
    South_coast Posts: 5,939 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    I'm not sure the friend will be up to too much helping after beers and a 2.40am takeaway 🤣🤣🤣!

    What about somewhere on the Kent or Essex coast for your voucher? Only trouble is it's the wrong time of year at the moment, your £85 might no go very far!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • Ramouth
    Ramouth Posts: 672 Forumite
    Seventh Anniversary 500 Posts Name Dropper
    Have you been to Arundel?  Very pretty with a river and a castle and direct trains from Victoria.
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