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Rolling Down the Green Hill Towards REtirement πŸ˜ŠπŸŒ„πŸ’šπŸ’œ

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  • apple_muncher
    apple_muncher Posts: 15,240 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Well done to ds2!
    Will he be leaving home for uni, or is it near enough to stay home?
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • teapot2
    teapot2 Posts: 3,535 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Good to hear from you and get an update :)
  • newgirly
    newgirly Posts: 9,341 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Hi greent, great to see you back and congrats to ds2 for such great results 😊
    MFW 67 - Finally mortgage free! πŸ’™πŸ˜
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad you are doing okay. Congrats to DS.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 Β£202K now Β£174.8K Equity 32.77%
    2) Β£2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC Β£24.3K + Lump Sums DB Β£4.6K + (25% of SIPP 1.2K) = 30.1/Β£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target Β£16.5/30K 55.1%
    5) SIPP Β£4.8K updated 29/7/25
  • greent
    greent Posts: 10,769 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done to ds2!
    Will he be leaving home for uni, or is it near enough to stay home?
    Hi apple. He's moving out - it's about 2h 15m away. He's a bit stressed at the thought! He did want Birmingham and they did offer him a place but he declined it (I think he thought he wouldn't get the grades - but did) and no places left in clearing :( Brum is only an hour away so I would have preferred there... hey ho. It is a good uni He's going to πŸ˜€ and I'm sure he'll be fine....


    Unexpected update - we've bought a motorhome!!! Not sure when we're going away in it, but we put the deposit down yesterday and get it in about 2 weeks... eeeeeeeekkkkk!!!!!! 🚐

    Back to school on Monday for me (and DS1) DS3 returns Thursday. I am so not looking forward to it!!Β 

    I've been channeling newgirly over the hols and selling some stuff on V1nted and fbook misplace. Only made about Β£80, but it's stuff I literally took out of the charity bags..Β  (and still took 2 big bags to CS) plus Β£10 on z1ff1t. I've got 2 big ticket items (one of which is physically big in size and weight) which I think I'll try on fbook as collection only and that's it for now. I'm sure there's more stuff in the garage (I'm thinking about the camping stuff - some of it is definitely not needed for the moho - that can go - when we can get to it (in garage loft) - I'm thinking I might leave that to Easter ready for the start of next season...
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 Β£124616 01/11 Β£89873 01/13 Β£52546 01/15 Β£12133 07/15 Β£NIL
    Net sales 2024: Β£20
  • newgirly
    newgirly Posts: 9,341 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Oh wow that’s so exciting! I’d love one, maybe a nice long road trip through the highlands to start with? 😁 

    Well done on the the vinted sales, it’s such a great feeling to make a bit extra without it being to much of a pain, the weighing and post office queues bit always put my off fleabay, this is so much easier.Β 
    MFW 67 - Finally mortgage free! πŸ’™πŸ˜
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