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Rolling Down the Green Hill Towards REtirement ๐Ÿ˜Š๐ŸŒ„๐Ÿ’š๐Ÿ’œ

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Comments

  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Disappointing about the meal. Glad you got some money off
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 ยฃ202K now ยฃ171.8K Equity 36.37%
    2) ยฃ2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC ยฃ27.9K + Lump Sums DB ยฃ4.6K + (25% of SIPP 1.25K) = 34/ยฃ127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target ยฃ17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum ยฃ15.8/30K 52.67%)
    5) SIPP ยฃ5K updated 10/10/25
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