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Rolling Down the Green Hill Towards REtirement ๐Ÿ˜Š๐ŸŒ„๐Ÿ’š๐Ÿ’œ

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Comments

  • savingholmes
    savingholmes Posts: 29,178 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Disappointing about the meal. Glad you got some money off
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 ยฃ202K now ยฃ167.4K Equity 38% 3/4/26
    2) ยฃ2.5K Net savings after CCs 14/4/26 (but owed ยฃ1.1K) so ยฃ3.6K
    3) Mortgage neutral by 06/30 (AVC ยฃ38.5K + Lump Sums DB ยฃ4.6K + (25% of SIPP 1.3K) = 44.4K of ยฃ127.5K target 34.8% 17/4/26 (If took bigger lump sum = 66.4K or 52%)
    4) FI Age 60 income target ยฃ17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum ยฃ15.8/30K 52.67%)
    5) SIPP ยฃ5.3K updated 17/4/26
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