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Rolling Down the Green Hill Towards REtirement πŸ˜ŠπŸŒ„πŸ’šπŸ’œ

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  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Welcome back - I'd seen you posting on a few threads recently so was pleased you were okay.

    You got through an extremely challenging year - well done. I'd get your DH to claim JSA as he's paid enough taxes but I also understand why he could be reluctant. Definitely be kinder to yourself moving forward. I think your DS has had a challenging time too - so has done well.

    Hope 2024 is better for you all.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 Β£202K now Β£174.8K Equity 32.77%
    2) Β£2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC Β£24.3K + Lump Sums DB Β£4.6K + (25% of SIPP 1.2K) = 30.1/Β£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target Β£16.5/30K 55.1%
    5) SIPP Β£4.8K updated 29/7/25
  • rtandon27
    rtandon27 Posts: 5,683 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Happy New Year 2024!

    Hope you are recovered from any late night NYE festivities!  We only just made it past midnight & are paying the price today 🀣🀣🀣  Coffee is being consumed 😊
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)
    Psst...I may have started a diary!
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