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Rolling Down the Green Hill Towards REtirement ππππ
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The idea of my family carrying me around is somewhat laughable! π€£π€£ They will HD helpful eith the bbq, though
Great night's sleep on Thurs night - slept straight through from just after 10pm until just before 6am - amazing! Delayed taking meds until after popping to l1d1 as they make me feel spaced - so not good to be in charge of a car! Baked bread, made rocky Road, did laundry, did more filing/ shredding/ recycling, encouraged Ds1 and Ds2 and later DS3 with more sorting of things from their rooms - some more bits listed on fb00k, and more for shoebox appeal and CS and bin/ recycling - I'll take that as a win! Then felt rough and was in bed for 9pm - wide awake at 4am, so read on here for a bit and then git up, did a load of laundry and hung it out.Β Had a cup of tea and a crumpet and read a few chapters whilst WM was on. Now back in bed with water and a notebook and pen to make plans until others awakenI am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 Β£124616 01/11 Β£89873 01/13 Β£52546 01/15 Β£12133 07/15 Β£NILNet sales 2024: Β£2010 -
It is amazing how much you can get done if you refuse to let an unexpectedly early waking deter you. I was up at 5 yesterday and by the time we went to breakfast had done 3 hours of useful things around the houseΒ
Now I want a crumpet...7 -
Ooh, crumpets.Β And planning in bed, oddly enough - though in your case, you actually *had* daily accomplishments already, v admirable!2023: the year I get to buy a car6
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Sorry your body clock is out of sync.
Sounds a productive few days.Β
Be kind to you.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 Β£202K now Β£174.8K Equity 32.77%
2) Β£2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC Β£24.3K + Lump Sums DB Β£4.6K + (25% of SIPP 1.2K) = 30.1/Β£127.5K target 23.6% 29/7/25
4) FI Age 60 income target Β£16.5/30K 55.1%
5) SIPP Β£4.8K updated 29/7/254 -
How is it that you're so productive?Β Can I borrow some of it please?5
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Back with a proper post later but.... our energy fix ends in a month so have had an email from current supplier..... looking to increase DD to Β£661 per month!!! π±π±π±π±
Current DD is Β£184/mth (slightly in credit after a year - so pretty much the correct amount)I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 Β£124616 01/11 Β£89873 01/13 Β£52546 01/15 Β£12133 07/15 Β£NILNet sales 2024: Β£207 -
Good grief!! π±π±π± the cheek!! Is that for a new fix?!Β7
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Good grief!Β Yeah, they're *really* messing you about!Β If you're in any credit at all, you're doing really well.Β I suppose they're thinking of this next cap-rise, but its still way too much.Β Grrr.2023: the year I get to buy a car7
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Ouch - that sounds horrific. Hope you get it cheaper than that.
Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 Β£202K now Β£174.8K Equity 32.77%
2) Β£2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC Β£24.3K + Lump Sums DB Β£4.6K + (25% of SIPP 1.2K) = 30.1/Β£127.5K target 23.6% 29/7/25
4) FI Age 60 income target Β£16.5/30K 55.1%
5) SIPP Β£4.8K updated 29/7/256 -
Hi greent, just caught up with your diary and Iβm so pleased about dh and ddβs jobs thatβs great news, not so good news about the massive DD rise from your energy supplier π±ΒI hope you are doing ok at the moment especially with the heat, it canβt help if you are feeling queasy xxMFW 67 - Finally mortgage free! ππ6
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