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Tilly Tidy 2022
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gd55 said:Payday today. Salary was £xxxx.91 so that's 91p into the emregcny savings fund.In my budgeting I round up my bills, so water is something like £27.13 but I note it as £28, so there'll always be a few pence knocking around to tilly over as bills go out during the month.Dedicated Debt Free Wanabee 🤓
Proud member of the Tilly Tidies since 1st Jan 2022
2022 -Jan £26.52, Feb £27.40, Mar £156.27, Apr £TBC1 -
I did another £5 tillied to the mortgage. I’ve also been doing less this month.Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p12 -
When we build the buffer back up I won't be so nervous of doing more again. I feel we are nearly grown up @WinterWarrior. We need to cause some mischief 😁Dedicated Debt Free Wanabee 🤓
Proud member of the Tilly Tidies since 1st Jan 2022
2022 -Jan £26.52, Feb £27.40, Mar £156.27, Apr £TBC1 -
moving_forward said:When we build the buffer back up I won't be so nervous of doing more again. I feel we are nearly grown up @WinterWarrior. We need to cause some mischief 😁Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p12 -
Lloyds £9.00
Chase £3.00
MTD - £30.262021
DFW 2021 - £6,851.06 / £7,147.80 (95.85%)2022
DFW 2022 - £2,169.99 / £2,169.99 (100%)2023
DFW 2023 - £0,00 / £2,207.83 (0.00%)Tilly Tidy 2022 - Jan £23.71 - Feb £73.75 - Mar £95.30 (Q1 savings used on holiday spending money) - Apr £68.90 - May £32.26 & Chase Roundup £392.63
Debts (as at 03/10/2022)
M&S Loan - £0.00 (cleared 28/02/22 - £4285.37)
MBNA C/C - £0.00 (cleared 02/01/22)
Lloyds C/C - £0.00 (cleared 03/10/22)2 -
Sorry I've been missing in action. Work manic just so I could have a couple of extra days off!
I've not actively been tidying but as both accounts round up spends, there's some that have gone in. 👍
Welcome to the club @gd55Credit Cards NOV 2019 £33,220.42 Sept 2023 £19,951.00 Tilly Tidy 20223/COLOR] Sept £43.71 Here's my diary: A Ditherer's Diary Again3 -
GingerWarrior said:Lloyds £9.00
Chase £3.00
MTD - £30.26Saving for Christmas 2023 #51🎄
£1 a day £36/£365
Tilly Tidy 🧹 2023
💸 2023 1% Challenge #9 ☀️0 -
scrimpandsave said:GingerWarrior said:Lloyds £9.00
Chase £3.00
MTD - £30.26I have suggested to them that for budgeting they allow the user to choose the beginning and ending of their “month”. Currently it’s only on calendar month, but I get paid on 24th of the month and I’d like to know what I spend during between paydays. They’ve said it would be useful functionality so is on their backlog2021
DFW 2021 - £6,851.06 / £7,147.80 (95.85%)2022
DFW 2022 - £2,169.99 / £2,169.99 (100%)2023
DFW 2023 - £0,00 / £2,207.83 (0.00%)Tilly Tidy 2022 - Jan £23.71 - Feb £73.75 - Mar £95.30 (Q1 savings used on holiday spending money) - Apr £68.90 - May £32.26 & Chase Roundup £392.63
Debts (as at 03/10/2022)
M&S Loan - £0.00 (cleared 28/02/22 - £4285.37)
MBNA C/C - £0.00 (cleared 02/01/22)
Lloyds C/C - £0.00 (cleared 03/10/22)1 -
Chase £7.00
MTD £37.262021
DFW 2021 - £6,851.06 / £7,147.80 (95.85%)2022
DFW 2022 - £2,169.99 / £2,169.99 (100%)2023
DFW 2023 - £0,00 / £2,207.83 (0.00%)Tilly Tidy 2022 - Jan £23.71 - Feb £73.75 - Mar £95.30 (Q1 savings used on holiday spending money) - Apr £68.90 - May £32.26 & Chase Roundup £392.63
Debts (as at 03/10/2022)
M&S Loan - £0.00 (cleared 28/02/22 - £4285.37)
MBNA C/C - £0.00 (cleared 02/01/22)
Lloyds C/C - £0.00 (cleared 03/10/22)1 -
Happy Easter everyone! I’ve managed to tilly £14.11 so far in April. The account it goes into is right at the bottom of my account list so unless I expand the view within my app I don’t see it, it was quite a nice surprise when I just looked. Even just a few pence a day does add up nicely over time.My milk frother arrived and went straight on eBay as my husband said I would use it once and then stick it in a cupboard, haha.I’m trying to make the equivalent of £1 per day on surveys but it’s hard going. I use Curious Cat app and it seems to penalise you if you attempt lots of surveys which is a pain.Focusing my efforts on overpaying my student loan to get that gone, if I let my monthly payments plod on I’ll have cleared it in September but I really want to get it to £0 in June. I’m pushing 40 and would really rather not have a student loan anymore given I graduated 16 years ago, haha.2
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