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Aim: Mortgage Free / Time For Me

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  • South_coast
    South_coast Posts: 5,939 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Well done you for getting through the dentist and doing the couch to 5k on top ๐Ÿ˜€๐Ÿ˜€๐Ÿ˜€!
    Mortgage start: ยฃ65,495 (March 2016)
    Cleared ๐Ÿงšโ€โ™€๏ธ๐Ÿงšโ€โ™€๏ธ๐Ÿงšโ€โ™€๏ธ!!! In 5 years, 1 month andย 29 days
    Total amount repaid: ยฃ72,307.03. ยฃ1.10 repaid for every ยฃ1.00 borrowed

    Finally earning interest instead of paying it!!!
  • Well done you for getting through the dentist and doing the couch to 5k on top ๐Ÿ˜€๐Ÿ˜€๐Ÿ˜€!
    ย Thanks @South_coast
  • Well done on the dentist, walking and the couch to 5K......impressive and shows you must be getting fitter!

    Ouch to the car costs though.......youre in good company though. Think I said ours had cost us ยฃ420. A couple of days later, we went to get in the car to go to the gym and car wouldnt start again!! Called out the RAC and the battery needed replacing so another ยฃ100+.ย  :'( At least we have the money put aside for it. I can remember when we lived in our first house when we were in our twenties, our then car costing us ยฃ500+ to get it through its MOT and we were so hard up we had no savings and had to borrow the money off my parents to get the work done and slowly paid them back. I think I criedย  :'(
    Hope the mammogram goes ok.
    Make ยฃ10 a Day Feb .....ยฃ75.... March... ยฃ65......April...ยฃ90.....May ยฃ20.....June ยฃ35.......July ยฃ60


  • Ouch to the car costs though.......youre in good company though. Think I said ours had cost us ยฃ420. A couple of days later, we went to get in the car to go to the gym and car wouldnt start again!! Called out the RAC and the battery needed replacing so another ยฃ100+. ย 
    Oh my goodness @Kantankrus_Mare ,cars cost so much donโ€™t they. ย Thank goodness we have done the same as you and have a savings pot for the car, though we now need to keep topping it up for the next few months, so praying nothing else goes wrong with it!
  • Todayโ€™s quote:

    โ€œLife begins on the other side of despairโ€


    Moneysaving / household saving:

    • I noticed my geranium seedlings are going to need pricking out, (i cant do this until tomorrow though as i dont have time today).ย ย I love geraniums as they look fab in my pots and hanging baskets.ย ย By sowing them myself and growing them on it saves me loads of money, as each large plant would normally cost me approx ยฃ5 in April / May when I need them.ย ย This way i can have loads of cheap plants ( you can take cuttings in late summer and overwinter them inside but i haven't done this as i really donโ€™t had the space for them).

    Wellbeing:

    • I noticed this morning that it is getting lighter in the morningsโ€ฆ..how fab is this.ย ย Soon i will be able to go to my allotment earlier in the mornings which will be great.
    • This morning i went to the allotment and it was lovelyโ€ฆโ€ฆit was sunny and the birds were singing.ย ย I pruned my two apple trees and then made a list of all the jobs Iโ€™ve got to do over the next few weeks.
    • When i got home i took the dog out for a walk and did my 30 minutes of brisk walkingโ€ฆ.the park was beautiful and quiet.
    • This afternoon i went to see โ€˜Waitressโ€™ at the theatre with my ddโ€™s.ย ย This is a Christmas present from 2019 before covid.ย ย We were supposed to be seeing โ€˜Love never diesโ€™ but in 2020 it was cancelled because of covid so my ddโ€™s booked โ€˜Waitressโ€™ instead.ย ย I really enjoyed it and was thinking what a lovely day i was havingโ€ฆ.but then as we were driving home the warning light came back on our car yet again, so this put a bit of a downer on the afternoon.ย ย So tomorrow my husband has got to take the car back to the garage yet again first thing in the morningย ๐Ÿ˜ฑ๐Ÿ˜ฑ๐Ÿ˜ฑโ€ฆ.i must say Iโ€™m getting really fed up of this car now, it is only 4 years old and this is the fourth time itโ€™s had something wrong with it since we have had it and its only done 44,000 miles!ย ย Hopefully it will be sorted once and for all in the morning.


    Well thats it for today.

    XXX

  • Ooooh I also love geraniums. Never thought of doing from seed. Are they easy to do? I want to grow alstromeria this year which Ive never grown before. Hope you get your car sorted!!
    Make ยฃ10 a Day Feb .....ยฃ75.... March... ยฃ65......April...ยฃ90.....May ยฃ20.....June ยฃ35.......July ยฃ60
  • Ooooh I also love geraniums. Never thought of doing from seed. Are they easy to do? I want to grow alstromeria this year which Ive never grown before. Hope you get your car sorted!!
    I find them no harder than any other seeds @Kantankrus_Mare , you should give them a try XXX
  • Todayโ€™s quote:

    โ€œShe believed she couldโ€ฆ.so she didโ€


    Money / household saving:

    • Opened a new bottle of my home made laundry liquid.ย ย This is the last one of my batch so iโ€™ll have to start saving some of my dh coke bottles ready to use when i make my next batch.
    • I think i forgot to say the other day, but i am in a neighbourhood โ€˜whats appโ€™ group which i havenโ€™t posted in before (people post with information, or if they are selling / giving away things).ย ย The last couple of years i have had to buy newspapers to make my โ€˜newspaper plant potsโ€™ but the other day i decided to ask if anyone has any old newspapers they didnโ€™t want and this lovely lady messaged meโ€ฆ..she gave me a whole big carrier bag full for free, which will last me ages.ย ย I am so pleased.

    Wellbeing:

    • I went to the allotment early this morning.ย ย It was a 35 minute walk the last time i walked it a couple of years ago, so as i didnโ€™t have the car, i decided to coincide this with my โ€˜couch to 5kโ€™ run.ย ย I took my breakfast with me in my back pack and ate it when i got to my plot.ย ย I didnโ€™t feel too bad when i got there, which was good.ย ย However, I was really pleased on my way home as i walked brisklyโ€™ back and it only took me 26 minutesโ€ฆ..so i knocked 9 minutes off my previous walking timeโ€ฆโ€ฆi must be starting to get fitter!ย ย 
    • Sunday is my chosen start date for my diet.ย ย I think my mind is in a better place now, so hopefully it will work this timeย ๐Ÿคž๐Ÿคž๐Ÿคž.ย ย I want to lose 52lbs before Christmas which is a tall orderโ€ฆ.but i can but try lol.
    • I started off this morning feeling angry over the car, but my dh took it to the garage this morning and they reset the โ€˜error codesโ€™ in the car and they apologised saying this should have been done yesterday.ย ย ย So we are now keeping fingers crossed itโ€™s sorted this time.ย ย Ive taken it for a drive this afternoon and it seems ok but iโ€™m not getting my hopes up yet.

    Anyway, itโ€™s time to walk the dogย ๐Ÿถโ€ฆ.. slowly, as iโ€™ve already done my exercise for today.

    XXX

  • Fingers crossed for the car ......(where do you find the extra emojis? Very limited on the drop down box)
    Im really impressed with your run to the allotment!! I couldnt run to mine and its a 10 minute walk away!! In fact I went this afternoon and took the car as the sun was shining. Dug over a bit more of a bed I am clearing of flower bulbs. Some spring, some summer. They have been in for almost 5 years and the bed is full of weeds so thought it was time to clear. Quite time consuming though and my back plays up quickly. Perils of being tall I guess.......might have a look if anyone does a spade for tall people. Also managed to weed around my cut down raspberry bed. I have a compost bin that needs emptying and homemade compost can go round the bushes and around the rhubarb thats springing to life.
    My husband always says there is nothing to do at this time of the year but I was mentally clocking up jobs to keep me busy for the next month or so weather permitting. Had Jeremy Vine on whilst I was there and listened to a lady that was telling her story as it is Holocaust Memorial Day. A very moving story.!!

    Make ยฃ10 a Day Feb .....ยฃ75.... March... ยฃ65......April...ยฃ90.....May ยฃ20.....June ยฃ35.......July ยฃ60
  • Fingers crossed for the car ......(where do you find the extra emojis? Very limited on the drop down box)
    Im really impressed with your run to the allotment!! I couldnt run to mine and its a 10 minute walk away!! In fact I went this afternoon and took the car as the sun was shining. Dug over a bit more of a bed I am clearing of flower bulbs. Some spring, some summer. They have been in for almost 5 years and the bed is full of weeds so thought it was time to clear. Quite time consuming though and my back plays up quickly. Perils of being tall I guess.......might have a look if anyone does a spade for tall people. Also managed to weed around my cut down raspberry bed. I have a compost bin that needs emptying and homemade compost can go round the bushes and around the rhubarb thats springing to life.


    Hi @Kantankrus_Mare , i always write my dairy on my โ€˜notesโ€™ first on my ipad (as i make so many mistakes) and then copy it overโ€ฆ. the emojis are on there ( lol the dog one just came up).
    I never thought of the size of spades for taller people, i know you can get special spades for people with back problems so im sure you must be able to get one that is longer for taller people?
    The rhubarb really is springing into life isnt itโ€ฆ..i cant wait for summer at the allotment, can you?
    By the way i am no where near running the whole way to the allotment yet, today i was only running for 90 seconds then brisk walking for 2 minutes and repeating until 20 minutes were upโ€ฆ..so lol i think all in all this week i am only running a total of 9 minutes ๐Ÿคฃ๐Ÿคฃ๐Ÿคฃ
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