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  • MovingForwards
    MovingForwards Posts: 17,158 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Start with their legs, stops them escaping to mate!

    Good luck with the submitted application and the new one.

    Don't blame you for keeping a paper trail.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • another_casualty
    another_casualty Posts: 6,506 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    All sounds good DIA 😼
    Nice idea about the break , and possible viewings . Keep fingers crossed for everything 🤞and carry on with the frogs 🐸
  • MovingForwards
    MovingForwards Posts: 17,158 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    That's a great start and you'll soon be stopping the frogs. Small appetite have the legs, bigger appetite have the body. 

    Weekend away sounds good. I'm looking forward to hearing about the posh food and your adventures.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • savingholmes
    savingholmes Posts: 29,049 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Enjoy your break
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.8K Net savings after CCs 13/9/25
    3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
    (If took bigger lump sum = 54.5K or 42.7%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 13/9/25
  • Brie
    Brie Posts: 15,102 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    re your pension - double check they are using the correct Normal Retirement Date.  Mine kept telling me silly things and saying my NRD was at 65 despite me repeatedly saying i was sure it was 60.  And i was right.  took them yonks to agree as they didn't see that I was in a slightly earlier version of the scheme - my OH is in the later version and his NRD is 65.

    I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards.  If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board:  https://lemonfool.co.uk/financecalculators/soa.php

    Check your state pension on: Check your State Pension forecast - GOV.UK

    "Never retract, never explain, never apologise; get things done and let them howl.”  Nellie McClung
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