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Comments

  • doingitanyway
    doingitanyway Posts: 10,372 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Thanks @beanielou :)
    Thanks @WelshmansDaughter I do most of my clothes shopping with an online company  :)
    Thanks @redofromstart I was absolutely fuming with the EA. Supressed rage as I need to be on good terms...
    Thanks @MovingForwards I'm less worried about how I look and more worried about health impacts, although I am not completely without vanity!

    I have weighed in. Not that bad. By next week I should be into the next stone as I am only a few pounds into this stone.

    I have just packed my breakfast and some fruit to eat at noon, as I am taking a relative to church today so will eat straight after. 

    I will be taking my funds for the week out.
    I will load some money onto my card for travel.

    I had a missed call from the EA late yesterday so I will need to chase.

    Anyway this is a quick update as I need to get ready to travel to a relatives 

    Happy Easter and have a good day  :)


    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 3501000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on the interview. I hope it has a positive outcome. 

    Enjoy the long weekend.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • jwil
    jwil Posts: 22,443 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope you have a good weekend :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • MovingForwards
    MovingForwards Posts: 17,164 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    The mini break and festival sound fantastic.
    Spends are working well if you had money left and it seems in few months things will ease up, financially.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • beanielou
    beanielou Posts: 96,661 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Enjoy your wee break  :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Excellent job on the decluttering 💪
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Enjoy your break 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • Sun_Addict
    Sun_Addict Posts: 24,402 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    All sounding good 😊 The cups and saucers sound lovely. Enjoy the concert. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
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