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Thanks @jwil @mark55man @savingholmes
Thanks @MovingForwards I used to be able to get good deals with the last company but not with the new one. I'll just have to suck up the new charges unfortunately. I am taking the odd frog-free day but I agree I need to have a day just to relax and do nice things for myself as I'm feeling very edgy of late.
Today I felt stressed. I ate nonsense all day long. No exercise at all. Plus, I must have checked RM a hundred times. (Nothing suitable)
I did get to grip with a financial frog, just one.
Tomorrow is a busy day. A family member to help in the afternoon and an appointment for myself in the morning. The appointment involves numerous IT frogs but I should be ok. We shall see...
One thing for sure I will eat well. tomorrow. I feel better mentally as well as physically when I eat well
I hope everyone had an ok day
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720254 -
Hope your appointment goes well.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
I hope your day goes well"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2
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jwil said:I hope your day goes wellbeanielou said:Hope your appointment goes well.
So as said above, today went well. I'm especially pleased with the appointment as it was an interview. I won't know until next week as many people applied for it and interviews will continue after Easter. But, whether I get the job or not I know I did really well. It was all done remotely and I handled all the IT
I ate well today and no alcohol.
I've decided to live on £120 a week for everything day to day. That includes food for 2 of us. This is similar to my weekly projected spend when I move into my home so I may as well get used to it. I will take out every Friday as cash to start with.
I am going to save the remainder to PBs. That is the plan anyway...
I hope everyone is ok
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720255 -
Fingers crossed.
Spend budget and reasoning is good, earmark a bit for coffee and cake so there's an hour to yourself.Mortgage started 2020, aiming to clear 31/12/2029.3 -
MovingForwards said:Fingers crossed.
Spend budget and reasoning is good, earmark a bit for coffee and cake so there's an hour to yourself.
I'm doing well with YS stuff as plenty of SMs within walking distance so that should stretch my remaining budget.
I should have been seeing a house today but the Estate agent failed to get the key so it was cancelled by me today as they had not got back. I arranged this last week!!!
I've gone quiet on SW as not been doing it! Saw myself in a mirror today. Yikes.
Well I have the book and info. I have scales (bought a new battery today)- I will weigh in on Friday morning.
- I'm going to combine it with IF and low carb. SW lets you have as much pasta and rice as you want, but that would be bad for my BS.
- I like the 2 'a' foods to ensure calcium (yoghurt and cheese) and 1 'b' food (nuts) so will stick to that
- I am allowing myself a tbsp of olive oil.
- Then I am 'synning' anything dairy, or unprocessed, including alcohol, chocolate or crisps!!
I went shopping today for a basic clothing item. Shopping is exhausting. I hate it. But seeing myself in a 3-way mirror has prompted me to tackle my weight again...
It is grey and raining here. Hope you saw the sun.
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720255 -
Good luck on the SW journey.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Oh that is so annoying with the state agents. I'd be fuming if I was the vendor tooMy mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo3 -
Keep the change from fun spends in the envelope as that will build up for a bigger fun thing.
How annoying about the EA, hope the keys are sorted and a viewing arranged.
Some mirrors are not very flattering, not the lighting with them. Use it to encourage how you eat, but if you're happier with mirrors at home or elsewhere rely on them for an overall idea of changes.
We had sunshine and warmth, I'll send a bit down to you for the long weekend.Mortgage started 2020, aiming to clear 31/12/2029.3 -
Ditto on the shopping. I'm slowly building up an idea of what I can get where online so I never have to clothes shop irl3
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