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2022 - Moving forward

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  • anjyeah
    anjyeah Posts: 240 Forumite
    Third Anniversary 100 Posts Photogenic Name Dropper
    Awww, good to know you had a good birthday :star:
    And hopefully would get to have a little bit of alone time soon! 
    My Debt Free Diary: Virgo In Pursuit
    Debt-Busting Progress: 2020: £13,200 | 2020: £9,200 | 2021: £4,900 
    2022: ongoing 

  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on the sales. Glad you got to see your friend.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • jwil
    jwil Posts: 21,953 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou said:
    Glad that you had a good day :)
    Yah for more sales.
    beanielou said:
    Can you remind me where we got those leggings? Ta.
    Thank you :)  It was Jenny Juice https://jennyjuice.co.uk/  I'm wearing mine today :)  
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,953 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    anjyeah said:
    Awww, good to know you had a good birthday :star:
    And hopefully would get to have a little bit of alone time soon! 
    Thank you :)  It would be nice!

    Well done on the sales. Glad you got to see your friend.
    Thank you :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,953 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    jwil said:
    beanielou said:
    Glad that you had a good day :)
    Yah for more sales.
    beanielou said:
    Can you remind me where we got those leggings? Ta.
    Thank you :)  It was Jenny Juice https://jennyjuice.co.uk/  I'm wearing mine today :)  
    I got distracted by browsing and have just bought little miss and I matching leggings from the sale :D:D 
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Could not see any cat ones or hedgehog ones  :(

    So cute  :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • jwil
    jwil Posts: 21,953 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,953 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today I have the day off, hurrah!  I don't think I'm going to get my time alone, but I've packed the kids off upstairs, and I am going to sit down and do a new SOA with all of the new prices etc.  I will send an updated financial statement to my creditors, realistically my offer is likely to be going down, and I am going to include cheeky F&F offers to see if they bite.

    It's been a while since I properly looked at my finances in depth, so this is well overdue.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • wow! That must b some suitcase that the kids are packed in 😼
    Hope the day and weekend go well..
  • jwil
    jwil Posts: 21,953 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    wow! That must b some suitcase that the kids are packed in 😼
    Hope the day and weekend go well..
    :D:D  If only!   Thank you :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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