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2022 - Moving forward
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Hi jwil, popping out of lurkdom to say hello and happy new diary. 😊Success is not final, failure is not fatal: it is the courage to continue that counts. Car loan 1 £11,174, Car loan 2 £5,532, CC 0% BT £850. Debt Free Diary to try & keep spending in check.7
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savingholmes said:I'm 'jealous' of the turkey. I bought some - but DD had 3 x turkey xmas dinners at relatives so doesn't want any at home yet. I may cook it for NYD instead or perhaps keep it for another weekend."If you can dream it, you can do it". Walt Disney6
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Well done on your new much lower debt total Jwil, that's amazing
. I'm glad DH is back at work. I hope you achieve all your goals for 2022.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS8 -
HairyHandofDartmoor said:Well done on your new much lower debt total Jwil, that's amazing
. I'm glad DH is back at work. I hope you achieve all your goals for 2022.
"If you can dream it, you can do it". Walt Disney6 -
Morning everyone, I've woken up all tired and achey this morning, so I'm going to try and move around a bit more today!
I'm taking the kids to my parents this morning, I might leave them there and pop to Mr S. We've also got to bring home a dolls house and a bookcase from there. Not sure where we'll put them, but I'll find somewhere.
I wanted to take the tree down, but DH wants to leave it until tomorrow.
I've got a few things to list on ebay so I'll try and get them photo'd later and hopefully listed too. The kids need to do their thank you cards as well.
I've done my PADs and am catching up on surveys at the moment. I've got my call with the diabetes nurse later so will hopefully find out a bit more.
Have a good day everyone"If you can dream it, you can do it". Walt Disney10 -
Have a lovely day ☕️Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p18 -
Hope the day goes well 😼
Imho, the best days to list on fleabay are Sundays . Don't forget to check for any special listing deals which they do from time to time .7 -
WinterWarrior said:Have a lovely day ☕️another_casualty said:Hope the day goes well 😼
Imho, the best days to list on fleabay are Sundays . Don't forget to check for any special listing deals which they do from time to time .I agree about Sundays, if I list for 10 days today it will end on Sunday, but will have the benefit of 2 weekends. Good point about checking for deals though, I shall do that!
"If you can dream it, you can do it". Walt Disney8 -
We've been to Mr S today and got a few bits. We were very lucky - the lady in front of us at the checkouts didn't have a nectar card so she told us to scan ours, and then gave us the coupons that came out. One of them was £9 off the next shop, so we used that - a nice discount as we don't go there that often, particularly for a big shop, so probably wouldn't have used it if it had came out from our shopping.
DH has had another call from work telling him he's doing 4 day weeks in January. Better than no work, for sure. Apparently the ability to do layoffs is in the contract. Hopefully he'll be keen to declutter to make up for the lost cash!"If you can dream it, you can do it". Walt Disney11
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