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2022 - Moving forward
Comments
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a lovely day for you and great start to the new year.If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 350/1000
Buffer fund 100/100
Debt Free (again) 25/07/20256 -
yes, echo that😼👍doingitanyway said:a lovely day for you and great start to the new year.6 -
I was also tucked up in bed before midnight as well. Happy New Year 🎆🎆6
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It really is, I must say I prefer it to the coldpennywisepoundstupid said:Sounds like a lovely day Jwil, the weather is really mild for time of year.
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4 -
doingitanyway said:a lovely day for you and great start to the new year.
Thank you bothanother_casualty said:
yes, echo that😼👍doingitanyway said:a lovely day for you and great start to the new year.
It does make a nice start to the year.
Happy New Year retired, hope it's a good one for you, and hope all is well with youretiredandskint said:I was also tucked up in bed before midnight as well. Happy New Year 🎆🎆 xx "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
I've done 5 listings this morning, nothing big but a few pennies if they go
I got a gammon joint cheap the other day so am going to cook that today and that should do us for 2-3 meals.
DH is pulling out the stuff he sold the other day, so I'll get that packed. He's also sorting through his ebay stuff and has pulled a load off now to go to charity. That will be some more gone.
A pottering type of day is planned for today. Have a good one everyone "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee6 -
Morning Jwil, a pottering day here too, hoping to declutter a bit more stuff. Must get some listings done as well.
Hope you have a good day xx7 -
Good luck with it, I'm hoping to get rid of some too. DH has made a start, hurrah!pennywisepoundstupid said:Morning Jwil, a pottering day here too, hoping to declutter a bit more stuff. Must get some listings done as well.
Hope you have a good day xx
Have a good day "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee5 -
The beach time with ice creams sounds fantastic. Well done on the ebay sellingAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.3K Equity 36.55%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £30.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 35.5/£127.5K target 27.8% 14/11/25
(If took bigger lump sum = 62K or 48.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.1K updated 14/11/255 -
Thank yousavingholmes said:The beach time with ice creams sounds fantastic. Well done on the ebay selling "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3
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