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2022 - Moving forward
Comments
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Ouch to little miss's fall and a broken tooth
Great news on the PB win. Totally understand why you want to secure the roof over your head too.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.6K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.4/£127.5K target 24.6% 1/9/25
(If took bigger lump sum = 53.3K or 41.8%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 29/7/256 -
Thank yousavingholmes said:Ouch to little miss's fall and a broken tooth
Great news on the PB win. Totally understand why you want to secure the roof over your head too.
The tooth broke the other day so we had to go to the dentist, it wasn't related to that fall thankfully. She'd damaged it a few months ago, and it broke the other day. Dentist says he can feel the other tooth behind so hopefully it will fall out before long.
Yes, the house thing is important to me. The sooner it's fully ours the better. In the short term I want to get the mortgage to a level where either of us could mortgage on a single salary."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee5 -
I've paid my £25 to the mortgage this morning, plus an extra £5 from ebay sales. I'll send the actual prize to my LISA when it arrives in my bank account.
Not much planned for the weekend. I want to photo and list some stuff on ebay, go through the kids drawers and do their clothing. I also want to have a look at the dolls house kit we were given and see what I need to get to build it. Does anyone know what sort of glue I need to get to put furniture and stuff together? It's like balsa wood. Do I need anything special? I am the least crafty person on the planet, so I'm clueless. What sort of paint/stain etc would work for decorating it?"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee5 -
I’d be tempted to use no more nails so it’s really solid. I presume balsa is quite porous so any paint would work with a couple of coats. I bet there are all sorts of tutorials on you tube 😁 I’d love to try one.Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p16 -
Get on down here and have a go! It's one of those old partwork collections where you buy a magazine each week and get a different part. It looks like it will be good, I'm just a bit overwhelmed and worried I will ruin it!WinterWarrior said:I’d be tempted to use no more nails so it’s really solid. I presume balsa is quite porous so any paint would work with a couple of coats. I bet there are all sorts of tutorials on you tube 😁 I’d love to try one."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee5 -
Good news on the win. I love that you are putting in the Lisa so you get an extra win out of it with the bonus.
Hope the dolls housebuilding goes well. Good luck with itJan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...6 -
Oh I really want to! You can’t ruin it, the worst that could happen is you’d have to paint it again. It will be lovely.Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p15 -
Well done on the win ! 😼5
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Thank youNeverendingDMP said:Good news on the win. I love that you are putting in the Lisa so you get an extra win out of it with the bonus.
Hope the dolls housebuilding goes well. Good luck with it
WinterWarrior said:Oh I really want to! You can’t ruin it, the worst that could happen is you’d have to paint it again. It will be lovely.
I wish you were closer!another_casualty said:Well done on the win ! 😼
Thank you "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3
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