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2022 - Moving forward

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  • ladyholly
    ladyholly Posts: 3,933 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    There seems to be divided opinions from the people who have been to See Monster. Some think its great and others think its an aweul waste of money. The one good thing whatever your opinion is that it has got people talking which is possibly the point.
    I cant really comment as I havent seen it since it was finished and I dont think I could make it up the steps anyway.

    Try and rest you knee tomorrow as you have hammered it in the last couple of days. The fruit and veg box sounds amazing much better than the ones I have seen.

    Good luck with the car tomorrow.
  • beanielou
    beanielou Posts: 95,534 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hope the car is safely away  :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • I'm with octopus after we got switched when ours went bust. On the whole Im happy. We have had stints of radio silence but that was mainly when we first swapped or related to constant changes in govt policy so doubt they knew what to tell us.:)
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 May 25- just under 65k

    June 25 Debts in my name only £5170. DH can't keep track...
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Great news on the switching bonus. Well done on the exercise and sight seeing. Would your knee like swimming/water exercise?

    I was recommended to wear the type of trainers I have in the house when I had knee problems as it provides cushioning. As1cs - the ones with gel cushioning support.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • jwil
    jwil Posts: 21,932 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ladyholly said:
    There seems to be divided opinions from the people who have been to See Monster. Some think its great and others think its an aweul waste of money. The one good thing whatever your opinion is that it has got people talking which is possibly the point.
    I cant really comment as I havent seen it since it was finished and I dont think I could make it up the steps anyway.

    Try and rest you knee tomorrow as you have hammered it in the last couple of days. The fruit and veg box sounds amazing much better than the ones I have seen.

    Good luck with the car tomorrow.
    Thank you :)  Yes, it's good that people are talking about it, and as with any art, some will love it and some will hate it.  There are lifts there for those who need them.

    beanielou said:
    Hope the car is safely away  :)
    Thank you, it's gone :grin:    

    I'm with octopus after we got switched when ours went bust. On the whole Im happy. We have had stints of radio silence but that was mainly when we first swapped or related to constant changes in govt policy so doubt they knew what to tell us.:)
    Oh that's good thank you.  As far as I'm concerned no news is good news so I don't mind silence! :D  

    Great news on the switching bonus. Well done on the exercise and sight seeing. Would your knee like swimming/water exercise?

    I was recommended to wear the type of trainers I have in the house when I had knee problems as it provides cushioning. As1cs - the ones with gel cushioning support.
    Thank you.  I think my knee would like swimming (as would I) but the timings don't really fit when I can go.  At weekends the pool is mostly used for swimming lessons and weekdays are too busy with work.  I should look at the potential for going on a Friday though, that might be an option.  I used to do aqua aerobics until covid and loved it.  I can't get back on as it's always fully booked and there is only one evening session now, where there used to be two.

    Thank you for the trainer recommendations, I'll look into those.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,932 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today's PAD - £2
    Jan - £126
    Feb - £106
    Mar - £136
    Apr - £122
    May - £113
    June - £108
    July - £177
    August - £115
    September - £92
    October - £85
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,932 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well the car has gone!  They were here nice and early this morning.  I'm celebrating inside as DH is quite upset especially as they told him it would be banger raced and scrapped.  I think he was hoping someone would restore it and he always wanted to.

    Hopefully he'll soon start to appreciate the extra space and the ease of getting to the garage.

    Not much else planned for today, just chilling.

    My knee seems less painful today thankfully.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Glad your knee is easing.
    'Celebrating inside' made me smile
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • jwil
    jwil Posts: 21,932 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad your knee is easing.
    'Celebrating inside' made me smile
    Thank you :)  Knee seems to mostly have eased again, though I haven't walked as much as usual today.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,932 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happy payday!  That one seems to have crept up on me.  I suppose my account wasn't so empty this month as it had the money for the electrics in it, as well as the switching bonuses.  I must sort out the finances though.

    I also need to double check whether there are any ongoing deposit requirements for the accounts, I'm not sure there are, but I've bounced my wages around a bit just in case :D 

    I had a meeting in another town today, so took an early lunchbreak and picked up a few bits for little miss's birthday and for both for Christmas.  I want to be done by the end of November, so I need to pick up the pace.  It was a busy day with calls and meetings so a good job I did take that early lunch as I wouldn't have got it otherwise.

    I posted a pile of books to a friend, using up some of my stamps, and also posted an ebay parcel.  I may not need to swap out any more, as I can use them for Christmas cards.  I could do with a couple more ebay sales just to be sure!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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