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2022 - Moving forward

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  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    It was nice to have a cooler night last night!

    I'm taking the kids to the coast today for a couple of hours, so that will be nice.  I'll dose myself up with ibuprofen which eases the cramping a fair bit.

    Have a good day everyone :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • NeverendingDMP
    NeverendingDMP Posts: 2,223 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Enjoy the coast. Hope the ibuprofen helps out today and you don't feel too uncomfy 
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 May 25- just under 65k

    June 25 Debts in my name only £5170. DH can't keep track...
  • satchmo1
    satchmo1 Posts: 3,230 Forumite
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    I'm sure the probiotics helped ease it earlier this year, so fingers crossed they will work.  I also am taking peppermint oil capsules.
    I find probiotics really helpful. I missed taking them for a few days earlier this year and really felt worse for it. I haven't tried peppermint oil capsules (goes off to look at those....)
    What would you get if all you got was what you were thankful for?
  • WinterWarrior
    WinterWarrior Posts: 6,103 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    have you thought about registering for gamstop? I know it’s a bit of a strange idea, but you can choose a length of time, eg a year, and you can’t register or use any gambling site at all while the block is on. It would definitely stop anyone using your details as no gaming site would allow it. You can still do the lottery, but can’t buy the online scratch cards. I did it because I have less self control that I’d like and it’s a safe thing to do…no one knows you’ve used the service and it doesn’t affect you in any searches. So just a thought, if nothing else is working. 
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • beanielou
    beanielou Posts: 95,644 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    That's what I love about this forum.
    The great ideas  :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Enjoy the coast. Hope the ibuprofen helps out today and you don't feel too uncomfy 
    Thank you :)  It was fab and the ibuprofen worked.

    satchmo1 said:
    I'm sure the probiotics helped ease it earlier this year, so fingers crossed they will work.  I also am taking peppermint oil capsules.
    I find probiotics really helpful. I missed taking them for a few days earlier this year and really felt worse for it. I haven't tried peppermint oil capsules (goes off to look at those....)
    Peppermint oil is meant to be good for soothing the cramps.  I find it helps sometimes.

    have you thought about registering for gamstop? I know it’s a bit of a strange idea, but you can choose a length of time, eg a year, and you can’t register or use any gambling site at all while the block is on. It would definitely stop anyone using your details as no gaming site would allow it. You can still do the lottery, but can’t buy the online scratch cards. I did it because I have less self control that I’d like and it’s a safe thing to do…no one knows you’ve used the service and it doesn’t affect you in any searches. So just a thought, if nothing else is working. 
    That is brilliant advice, thank you!  I had no idea it existed, that's exactly what I need I think, especially if I can still use the lottery sit.  I don't play scratch cards.  Whatever is going on seems to be linked to gambling sites, and I don't use them, so if I block myself from using them, it should stop it, and won't impact me at all.  Thank you :)

    beanielou said:
    That's what I love about this forum.
    The great ideas  :)
    Me too, it's brilliant, there's always someone with some great advice and a new perspective.  The support otherwise is priceless.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    We had a lovely day out today, as soon as we got to the beach, I could just feel all my cares melt away.  My IBS has been much better today, so maybe there's a bit of underlying stress.  I just love the feel of the sun and the sound of the sea.

    The kids wanted McDs for lunch, so we went and got it, and then went to a NT place to have a picnic.  My plan was to make use of the free parking with our membership, but then the kids wanted to go around it, so we used the membership for the entry as well.  So I think we've knocked off around £35 of our membership today, and I reckon we are now about halfway to covering the cost.  I had the £15 gift card from joining as well, and so we went into the shop.  I bought the 50 things to do before you're 11 3/4 book as that will give us something to aim for and should be quite fun.  The kids had something each too, so I only spent £5 in the end.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • beanielou
    beanielou Posts: 95,644 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    So glad that you had a good day  :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou said:
    So glad that you had a good day  :)
    Thank you :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I am now banned from gambling :grin:  Let's hope it works.  I've done it for 6 months just in case there are any unforeseen issues, but I don't think there will be.  If I don't call for it to be removed after 6 months it will carry on for 7 years.

    Out of everything I've done this year, I think fixing the mortgage for 10 years has been my biggest achievement.  I am so relieved that I don't have to worry about that going up on top of everything else. I still need to smash it down though as technically I'll have 4 years left after the fix, but I want it to end in the 10 years.  So it remains my priority.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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