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2022 - Moving forward
Comments
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Thank you, it was a nice surpriseNeverendingDMP said:Hope you are feeling better soon. And excellent news on the dress. It's like a little surprise shopping trip. Have a lovely day out with family.
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Excellent news on your new dress. My house is full of clutter, it all belongs to my husband because it might come in useful one day.!!
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Thank youladyholly said:Excellent news on your new dress. My house is full of clutter, it all belongs to my husband because it might come in useful one day.!!
Yes, that's the same here. The vast majority of it is DH's. So frustrating. I declutter that which I can control and nag encourage him to do his 
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Great win on the dress.
Have a great time with your sisterAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
Great result on the dress.
Be better soon.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
savingholmes said:Great win on the dress.
Have a great time with your sister
Thank you bothbeanielou said:Great result on the dress.
Be better soon. "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Sorry you are rough again. Hope you feel better soon.If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720252 -
Thank youdoingitanyway said:Sorry you are rough again. Hope you feel better soon. "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Today's PAD - £2
Jan - £126
Feb - £106
Mar - £136
Apr - £122
May - £113
June - £108
July - £177
August - £6
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Arrggh, I am so frustrated! I get up this morning to find a welcome email from yet another gambling company! I have been in touch with them to tell them it's not me and get it blocked.
I've scanned the computer, changed my email password and turned on 2 factor authentication. I have no idea what to do now! I think I'm going to have to contact the credit reference agencies and get them to put a note on my file or something. No one seems to be applying for credit, but as my defaults fall off at the end of the year, I don't want them to start!
If anyone has any ideas, let me know. I've posted on the techie board for advice too."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2
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