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2022 - Moving forward
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I've been pottering around this morning, tidying and cleaning. Small improvements being made! I think I've identified some more items to go, but will contemplate more first. The more I can do this week, the less I will feel I need to do while I'm on leave, or at least I can focus on other stuff.
We're out later this afternoon meeting friends so that will be nice.
Hope everyone is having a good day
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Good luck with everything you have planned. Have a good day!Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...2 -
Thank you, you tooNeverendingDMP said:Good luck with everything you have planned. Have a good day! "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Have fun with friendsAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
Thank yousavingholmes said:Have fun with friends "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Today's PAD - £2
Jan - £126
Feb - £106
Mar - £136
Apr - £122
May - £113
June - £108
July - £151
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Hectic day today. I was setting up my new laptop this afternoon and it took ages!
I got the kids to sort through their colouring books/comics and DVDs today. I need to look through and double check what they've set aside and then will be able to add them to the declutter list. Anything that isn't suitable for reuse can go out in the recycling tomorrow.
We have the dentist tomorrow, and while we are that side of town I'm going to pop into the office and collect my chair, drop off my key, and then pop to Sainsburys to return some of the uniform I bought which doesn't fit little miss. Must remember to check the rest before I go.
I splashed out on some jumpers for me which were on sale today. I thought they'd be handy for the winter. I'm trying to think of anything else we can do to prepare for the pain that's going to hit in October. The kids will need some jumpers too, so I'll have a look. I want to get some more knee high socks as they made a huge difference, and some new slippers, though mine aren't completely dead yet. I managed last year with a hot water bottle rather than putting the heat on, so hopefully more of the same this year.
3 more days at work..."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Well done on the decluttering.
I think this is definitely going to be the year of the jumper and cardigan... So sensible to stock up.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
Thank yousavingholmes said:Well done on the decluttering.
I think this is definitely going to be the year of the jumper and cardigan... So sensible to stock up. I thought so too. "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Today's PAD - £2
Jan - £126
Feb - £106
Mar - £136
Apr - £122
May - £113
June - £108
July - £153
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1
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