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2022 - Moving forward

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  • BalanceBy50
    BalanceBy50 Posts: 486 Forumite
    Seventh Anniversary 100 Posts Photogenic Name Dropper
    You are on fire @jwil and very inspirational!
  • jwil
    jwil Posts: 21,992 Forumite
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    You are on fire @jwil and very inspirational!
    Aww thank you :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Another hectic day.   I've been starting work at 6.30am to get my hours in.  Finished (hopefully!) setting up my new laptop. I like it.  It's smaller and lighter so will be good for when I'm walking.

    Me and the kids had the dentist this afternoon.  Kids were all fine thankfully but I needed to have a filling replaced.  £60 odd lighter :cry:  We then went to the office to drop off my key and collect my chair.  I've got it here, but no space to put it :D 

    I also returned the bits of uniform, and checked, but they didn't have any of the correct size in stock, so I'll have to reorder online.

    Cashed out on PA so a bit extra to PAD tomorrow.

    I got the kids to sort the costume box and another random dumping box this morning.  Not a lot seems to have gone sadly :(   I did manage to gallop around the house gathering all the random bits of paper/artwork that little miss has dumped everywhere (I keep a few good bits).  Managed to get that all in the recycling, as well as some of the comics/colouring books that they put out yesterday.  A load more still to go through to see if they can be salvaged for donating or whether they need to go in the recycling.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • savingholmes
    savingholmes Posts: 28,973 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on the dentist trip and decluttering. 

    You are doing so well with the PADs
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on the dentist trip and decluttering. 

    You are doing so well with the PADs
    Thank you :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today's PAD - £7
    Jan - £126
    Feb - £106
    Mar - £136
    Apr - £122
    May - £113
    June - £108
    July - £160
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Another hectic day ahead but at least I don't have to go out today.

    The kids have requested a break from sorting today, and would like their 'task' to be exercise related.  I give them a task and then once they've completed that, they are free to do whatever they want.  It means they are not glued to their screens all day while I'm working, and they usually play together for a bit, or disappear into the garden.  I don't feel as bad working all day then.  So today they can do a Joe Wicks workout or something similar,  I've also got a link to some 'games' from I think the NHS so I'll give them that, which they should enjoy.

    4 items sold so they are in the post.

    2 more days to go...
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Humdinger1
    Humdinger1 Posts: 2,299 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    A cunning plan @jwil! Totally agree re balancing must do with free time as otherwise you end up with resentful, even mutinous, children.  You are doing brilliantly, keep going love Humdinger xx 
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    A cunning plan @jwil! Totally agree re balancing must do with free time as otherwise you end up with resentful, even mutinous, children.  You are doing brilliantly, keep going love Humdinger xx 
    Thank you :)  yes, it's nice to keep them on side.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I'm feeling grotty today all of a sudden!  I was fine this morning then have been feeling rough ever since I had breakfast.  I thought it might be stress about everything I had to do today, but I've completed what I need to so hopefully it will ease.  Tomorrow will hopefully be a more relaxing day as I've done most of the urgent stuff.  Hopefully I can just get the easier stuff done and prep for when I go back.

    I got offered a short term RM survey today but when I completed it it said it wasn't available to me.  They will kick me off the panel soon as I've turned down several invitations to go back on the main survey.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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