Prosperous soul embraces creativity & mortgage neutrality

moving_forward

Think you may have the wrong moving_forward @peb ☺️

Fortune_Smiles

That's a beautiful colour palette SH 🎨

Fortune x

peb

Whoops. Apologies

Alchemilla

Great art work xxx

MovingForwards

@peb it does get confusing with two of us, it's only me who does post on SH's diary.

Colours look fantastic and you're definitely expressing yourself through art.

beanielou

Just to add my thoughts on PIP application.
Do not base everything on a bad day. It is an average day.
You need to concentrate on what you can't do & how it impacts on you rather than what you can do.
It is hard doing but could well be worth it.
PM if you need any help.

ohdearhowdidthathappen

Good luck with PIP app

savingholmes

Thanks @Tahlullah.H @peb @Fortune_Smiles @MovingForwards @ohdearhowdidthathappen @Alchemilla @beanielou

I still need to call. On a go slow today - but meant to have had a shower by now and be on the way in to work!! Roll eyes at self.

I have been paid - so have shuffled some £ to target CC to offset this weekend's spending. My mortgage has also gone out. I estimate that takes me down to £200,053 tantalisingly close to breaking the £200K barrier. Now 261 payments to go. Because I still haven't received my energy bills I finished the month with close to £2.4K (EF/Savings) - so really happy with that.

Debt level had crept up this weekend but already wiped out most of that... Will review more later what I still need to do... There is £ earmarked to lower existing debt this month by a further £500+ however I will then increase the debt by c£600 next week to pay my cam belt (and put on 0% 23 mth card).

Right I'd better get a move on. A good job work is forgiving / make adjustments.

EssexHebridean

Ultimately the car stuff DOES need doing so makes sense to use the 0% card if it's available. Great that you've already got a plan in place to off-set the majority of it though! 

beanielou

The PIP call is short.
Just basic details.