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Prosperous soul embraces creativity & mortgage neutrality

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Comments

  • MovingForwards
    MovingForwards Posts: 17,174 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Your box allocations sound good.
    Can you do a flex day tomorrow, ease back into a routine.
    Fingers crossed you get results soon.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • Hoping you escape Covid and your DD gets better soon. 
    Interesting re the storage, I am definitely one who likes it all in cupboards. 
    Life is an adventure, never stop exploring.

  • savingholmes
    savingholmes Posts: 29,135 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Your box allocations sound good.
    Can you do a flex day tomorrow, ease back into a routine.
    Fingers crossed you get results soon.
    Hi MF - hopefully I will hear something soon but who knows. As to work - I'll ring my boss tomorrow.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £169.8K Equity 37.1%
    2) £1.3K Net savings after CCs 16/1/26 (but owed £1.1K) so £2.4K
    3) Mortgage neutral by 06/30 (AVC £34.8K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 40.6/£127.5K target 31.8% 16/11/25
    (If took bigger lump sum = 62.7K or 49.2%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5.2K updated 16/1/26
  • I haven't taken any decs down either SH.  Maybe tomorrow 😆

    Fortune x

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