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Prosperous soul embraces creativity & mortgage neutrality

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  • Hi Savingholmes, I've moved a couple of times in the past five years or so and each time the RM re-direction form I filled in said that it would re-direct all mail with the same surname, so I put my name and we received mail for all the family.  I recently renewed it and didn't see that same comment on the form, (I hope it hasn't changed for DH's sake as he still has one thing outstanding) but I thought I would mention it to you just in case.
    "Think of many things, do one"
    Mortgage 30 Jul'25 est. £209,749 £309,749 (aiming for sub-£200k next)
    Seven Goals; 12.5lbs lost in 4 months (5.5lbs to go); walk/run/exercising/weights/yoga 

  • Xmas is tantalisingly within reach but it feels like it could be snatched away...

    You've summed it up perfectly there SH

    Fortune x

  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    You were juggling all the plates before.  That was a lot on your shoulders.  Now you only need to think about juggling your own plates.  Way less for you to worry about.

    Won't be long before DS is back.  Great that he can help with stuff too.
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi Savingholmes, I've moved a couple of times in the past five years or so and each time the RM re-direction form I filled in said that it would re-direct all mail with the same surname, so I put my name and we received mail for all the family.  I recently renewed it and didn't see that same comment on the form, (I hope it hasn't changed for DH's sake as he still has one thing outstanding) but I thought I would mention it to you just in case.
    Sorry Sandy - we must have cross posted. He's only had 2 items of my mail and I've had none of his. There must have been other options
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
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