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Prosperous soul embraces creativity & mortgage neutrality

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  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Yes, our public health team say if you test positive on LFT you pretty much definitely have covid, but testing negative does not mean that you do not have it.

    Great news about the boiler service, what a relief!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Hi savings - good your bill is less than you were expecting.

    Also interested in the book you're reading currently - or listening to.

    Positive thoughts for the sale of the painting being sent your way too x
    1st May 2025
    Mortgage Balance 1: £21,601.50 4.98% Now: £18,044.31
    Mortgage Balance 2: £84,420.24 Now: £83,562.45

    Credit Card Balance 3: £10,911.76 Now: £7,237
    Student Loan £TBC
  • skint_spice
    skint_spice Posts: 13,428 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Fingers crossed here too for your first art sale.
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • badmemory
    badmemory Posts: 9,679 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    Be careful!  If the DD hasn't gone up by 50% after your supplier went kaput you must have reduced your usage by an awful lot.
    My original DD with PE was £142 and was completely correct on my normal annual usage which has not gone up.  My new DD with BG is £225 & based on the best price (SVR) is also completely correct based on the same annual usage.  Not cutting down on heat, so belt tightening has been the order of the day.
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