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Prosperous soul embraces creativity & mortgage neutrality
Comments
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Nippy is indeed bracing!!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
Am I the only one still in summer gear and using a thin duvet 😀Mortgage started 2020, aiming to clear 31/12/2029.6
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we haven't had the heating on yet, although it is noticeably cooler especially as OH likes a window openI think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine5 -
Well on my planet that would be a yes. But then my heating stays on 24/7! My heating seems to have come on at some time during monday night but not for many days before & not since.
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I am also. Only just put the duvet back in its cover last week - i was sleeping with just a sheet since June.MovingForwards said:Am I the only one still in summer gear and using a thin duvet 😀
@savingholmes I have PMd you that recipe for high protein lo carb choc muffins
DON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest5 -
No, like @LadyWithAPlan we have only just put the duvet back in the cover, and have the 4.5 tog one in use.MovingForwards said:Am I the only one still in summer gear and using a thin duvet 😀
I might swap back to trousers from shorts soon though 😏Mortgage Free November 2018
Early Retired June 20206 -
Glad to here about the washer- your cleaner is a hero!We’ve got a freezer drawer full of plums. I’ll have to get my crumble game on otherwise they’ll be here next winter!MFW 2021 #76 £5,145
MFW 2022 #27 £5,300
MFW 2023 #27 £2,000
MFW 2024 #27 £6,055
MFW 2025 #27 £2,600/£5,0005 -
A thin duvet person has her hand up too
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720256 -
Enjoy your weekend I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
I've had the same winter duvet on all summer! I'm a cold tattie. No heating on yet though as I'm determined to only put it on when absolutely necessary. I bought a heated blanket as everyone seems to be talking about them so that should help. Will be good for when I'm WFH as it gets quite cool.
Great news on the WM. Your cleaner really is a star!Mortgage at 12/07/2022 = £175,000
Mortgage today = £161,690.76
300 271 payments to go.House buyout fund £21,000/£40,000
3
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