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Prosperous soul embraces creativity & mortgage neutrality

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  • I can’t bulk buy sweet treats! I would just eat them all in max 2 days …
    I am thinking of making more HM sweet treats such as gf df blueberry or chocolate muffins etc as I won’t put too much sugar in etc as I am more conscious of the ingredients. Batch some and freeze so I have healthy sweet treats in 
    your crumbles sound great. 
    I have a recipe for using chocolate protein powder (vegan) which makes great choc muffins and freezes well so they high protein , less carb but still sweet 
    the preservatives in the Harib0 etc I buy are not good for us 
    I don’t eat chocolate much as the dairy effects me even though I do love it but cocoa powder etc is fine 
    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
  • Garlic chicken sounds good.
    Could your cleaner assist with getting the plumbs, she might be a bit more stable on ladders.

    It's been a junk food month for many of us.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • L9XSS
    L9XSS Posts: 438 Forumite
    Third Anniversary 100 Posts Mortgage-free Glee! Name Dropper
    Good news on sorting your WM......mine is 16 years old, it still keeps going (touch wood) but the bearings are getting noisy when it spins! We have been lucky with the weather here, glorious in and around Edinburgh. Garlic chicken sounds lovely. Off to work shortly, enjoy the rest of your day.
  • lucielle
    lucielle Posts: 11,518 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I thought it felt a bit 'nippy' this morning but still sleeping with the window open!
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • Keep an eye out in A1D1 and L1DL for thermals, or if you've a s-d1rect pop in as they're cheap for thermals. An old pair of leggings will work under PJ's. Maybe double up a winter and summer duvet, but don't forget you usually have your electric blanket on in winter. 

    Congratulations having positive feedback on the audit. Would work consider rechargeable batteries and a charger, better for the environment; we have substantial batteries on charge each day and don't have big bills.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • jwil
    jwil Posts: 22,054 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Just catching up, all sounds good.  Well done to your cleaner for saving the day with the WM!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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