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Hi Hotdog2020, just finished reading your diary, well done!A lot of progress from the beginning, you’re doing really well! Also, Youve inspired me re swimming, and I’m just about to go for the first time in nearly a year. So thank you for giving me the push/inspiration to go .1
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We ran out of takeaway places in our small town to try 😂 and we only like one which happens to be the most expensive Indian here. Oops. Hence why we hardly have one. You're right though it is good in the fact it means you won't want take out as often if you don't enjoy it! I never really eat breakfast but yours looks tasty!MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
Total- £1162.23
Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)
EF- first goal £300
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Great going on the swimming! I went yesterday and really enjoyed it but ache this morning!On the cereal/porridge/snack thing, I’m remembering with my kids they had porridge for breakfast , set them up for they day, but then we did have cereal in the house which they could have as a snack after dinner. It’s sugary etc but we chose cornflakes or Rice Krispies and that would satisfy them as a sweet treat/ snack. It might be a way for you to get a snack, but without having to go to the garage and although it’s not the best it’s not the worst!I’m very impressed with 40 lengths! I’m going to try and go every Monday.2
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Hope all goes well for you tomorrow.It’s ok to have a day off from swimming.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Sorry to read this. I am sure something better will be just around the corner.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Oh hotdog I'm so sorry 😞 how long have you got until redundancy? Will you get a payout to help tide you over until the next job or is it to early to say? Very sorry to read this I hope you find something else very soon ❤️MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
Total- £1162.23
Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)
EF- first goal £300
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Really sorry to hear this. Hope you get something else soon xxslowly working towards being MF one small over payment at a time :T1
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Oh I’m so sorry to hear this Hotdog, that’s really rough. Hope one of the job applications comes through!1
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Really sorry to hear this Hotdog and fingers crossed on the applications. So much redundancies these days it's pretty depressing
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Absolutely accept help if it’s being offered and you need it.Keep up with the swimming when you can.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2
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