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Learning to walk before I run

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  • savingholmes
    savingholmes Posts: 29,235
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    Sounds like you had a great family catch up.

    I considered mowing my lawn today but there were 2 bumblebees enjoying the flowering clover and I couldn't do it. I could get a sign made.... like they have at NT properties so people judge me less  :D
    Achieve FIRE/Mortgage Neutrality
    1) MFW Nov 21 £202K now £165K Equity 38.88% 6/9/26
    2) £1.5K Net savings after CCs 29/8/26 (but owed £130) so £1.6K
    3) 47/82K @29/8/26 = 57.31% AVC Goal by mid 2028
  • Suffolk_lass
    Suffolk_lass Posts: 11,475
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    Sounds like you had a great family catch up.

    I considered mowing my lawn today but there were 2 bumblebees enjoying the flowering clover and I couldn't do it. I could get a sign made.... like they have at NT properties so people judge me less  :D
    DH cut a couple of paths through ours, so it looks a bit more intentional. I have tried to stick to them with pup as the long grass and flowers almost hide him. 

    Gosh ed, we get our aggregate delivered in ton bags from a builders merchant (it is usually a lot cheaper). Re membrane, we have used several (in under gravel, drive, path projects over 15 years) and this stuff is the best and lasts years (more expensive but no re-doing) if you were not thinking of buying and installing today (being German, it takes a few days)
    Save £12k in 2026 #2 I have banked £10,836.47 in 9 months, against a £10k target The Save £12k in 2026 thread is here
    OS Grocery Challenge in 2026 I have a £3000 annual budget for 2026 - currently £2270.73 to the end of Oct
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2027 thread brand new and sparkling - feel free to join us and say what and how you are planning
    My keep within our budget diary is here
  • edinburgher
    edinburgher Posts: 14,789
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    edited 5 June 2022 at 7:13AM
    @Suffolk_lass - sometimes you have a bank holiday weekend and the discount on the local DIY shed means that it's not *that much* more expensive than using the cheapest option 👍

    I've filed under JFDI and the project is now well advanced - two small sections of membrane to go down after I can get more ground staples from BnQ when it opens at 9, then just pebble laying. At some point I think it will all have to go if we extend the house, at that point I'll recycle the aggregate into a gabion bench  :)

    The membrane you linked to sounds good - it's 1/3 thicker than the normal and at screwfix prices. Considering replacing pavers with a gravel path, will mentally file for later
  • savingholmes
    savingholmes Posts: 29,235
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    Love the JFDI filing... Well done sounds fab. 
    Achieve FIRE/Mortgage Neutrality
    1) MFW Nov 21 £202K now £165K Equity 38.88% 6/9/26
    2) £1.5K Net savings after CCs 29/8/26 (but owed £130) so £1.6K
    3) 47/82K @29/8/26 = 57.31% AVC Goal by mid 2028
  • LadyGnome
    LadyGnome Posts: 801
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    JFDI is sometimes the only option  :D
    MortgageStart Nov 2012 £310,000
    Oct 2022 £143,277.74
    Reduction £166,722.26
    OriginalEnd Sept 2034 / Current official end Apr 2032 (but I have a cunning plan...)
    2022 MFW #78 £10200/£12000
    MFiT-6 #28 £21,772 /£75000
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