Learning to walk before I run

Suffolk_lass

I've never used the future value function - in fact I had to check what it was. I might need to explore whether Numbers has something similar

astrocytic_kitten

Makes sense to think about nest eggs now you have your other ducks in a row. I’m sure Glasgow uni used to have about 40% of students staying at home. Why wouldn’t they, best city there is 😁

edinburgher

@Suffolk_lass - I'm not a Mac user - but looks like Numbers also uses it. https://www.apple.com/uk/mac/numbers/compatibility/functions.html

QueenJess

edinburgher said:

@Suffolk_lass - I'm not a Mac user - but looks like Numbers also uses it. https://www.apple.com/uk/mac/numbers/compatibility/functions.html

I’m a Mac user and it definitely does and works the same way. I play with that one and lots of similar functions to try and guess whether I’m putting enough into my pension!

Suffolk_lass

Blimey! Thanks both. All those years of manually calculating compound interest!

edinburgher

It is a powerful formula, I suppose the trick is to not get carried away when you're using it. I tend to use a 3.5% interest rate these days

edinburgher

We are all a bit tetchy and sleep deprived, DD2 feeds constantly! £14 paid into my rapidly shrinking SIPP, £17.50 after tax relief.

New kitchen vinyl has been laid (£79 well spent, more work than I expected), just need the new radiator hung (Tuesday) and a new blind (tbc). One of the kickboards no longer fits, I've asked FIL to bring round a plane to trim a few mm off the top. Now that the kitchen refresh is pretty much finished, I'm pleased that we achieved what we set out to, it looks like a new room 

I remain convinced that we won't be in this house forever, but local rumblings are that people are getting 25% over asking, so it might be a while yet!

savingholmes

25% over asking!!!! Wow!

Well done on the kitchen.

Commiserations on being sleep deprived

Suffolk_lass

It's pretty hot round here too. We were interested in a small piece of land but it went for double the asking price at auction and yesterday I was phoned by an estate agent a few miles away who had our details (9 years ago, we will say nothing about GDPR!) asking if we were still looking to buy or sell

edinburgher

GDPR - don't remind me of work!

DD1 birthday party today, I am now several million £ lighter than I was yesterday. Everyone had a great time, we are good hosts (if I do say so myself) and most kids were absolutely lovely. Those who were toe-rags were easily managed

£10 paid into SIPP (£12.50 after tax relief), making up for the fact that I spent a tenner on lottery tickets over the next 4 weeks as I'd really like £185MM