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Learning to walk before I run

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  • savingholmes
    savingholmes Posts: 28,952 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I succumbed to buying a ticket recently too. Will you let us know if you win?
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £3K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.6K updated 6/7/25
  • edinburgher
    edinburgher Posts: 13,822 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Haha - I certainly will - you'll notice my diary will suddenly be full of 1% problems :D

    We are getting our soffits, fascias and gutters replaced. This is not an exciting thing, but it does make me feel terribly grown up! They require a small deposit (less than 10%), I can live with this as they have stellar feedback. 5-6 weeks, just need to get rid of our bee visitors first. Not going well on that front, no helpful reply from the 3 "beekeepery" resources that I contacted and the first pest control firm will only spray them, despite wording that suggested otherwise on their website.


  • savingholmes
    savingholmes Posts: 28,952 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Maybe you and the builder on a cherry-picker with a bird box late dusk? Wear nitrile gloves. It won't be big (assumes tree bees). Just open the space up and scoop all the fluffy/wooly looking ball into the box
    That sounds super brave!!! But then I have a horror of things that sting - however much I'm happy they're doing their bit for the planet (and food)!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £3K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.6K updated 6/7/25
  • edinburgher
    edinburgher Posts: 13,822 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 24 May 2022 at 8:46AM
    @Suffolk_lass - no room for a cherry picker at the back of the house, would cost £££, I don't think it's a reasonable ask of the builder (two of those who quoted for gutters etc. Have flat out said they won't do anything until the nest is gone) and there's still a risk of stings as I understand it.

    Unfortunately it's looking like pest control. I just hope that my small attempts at being bee friendly help offset the damage - we've been doing "No Mow May" and I'd like to plant a bee friendly hedge for both the bees and added privacy 😊
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    That's what happened to me when I had to renew the mortar on my house, Ed.  There were solo bees digging all the way through to the cavity, and the builders refused to work on any part of the wall till they were gone.  No one could rescue them, they weren't a swarm, or a hive.  So they got murdered by pest control :(:(:( and my house was made watertight again by the builders.  I made a donation to the local beekeeping society.
    2023: the year I get to buy a car
  • edinburgher
    edinburgher Posts: 13,822 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    @killerpeaty - she is beautiful, cranky, growing like a weed :D
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