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Learning to walk before I run
Comments
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Happy birthday to dd1! Sounds like it went really well but kids parties are legitimately scary. So many of kids, everywhere, doing everything!5
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I succumbed to buying a ticket recently too. Will you let us know if you win?Achieve FIRE/Mortgage Neutrality
1) MFW Nov 21 £202K now £165K Equity 38.88% 6/9/26
2) £1.5K Net savings after CCs 29/8/26 (but owed £130) so £1.6K
3) 47/82K @29/8/26 = 57.31% AVC Goal by mid 20283 -
Haha - I certainly will - you'll notice my diary will suddenly be full of 1% problems
We are getting our soffits, fascias and gutters replaced. This is not an exciting thing, but it does make me feel terribly grown up! They require a small deposit (less than 10%), I can live with this as they have stellar feedback. 5-6 weeks, just need to get rid of our bee visitors first. Not going well on that front, no helpful reply from the 3 "beekeepery" resources that I contacted and the first pest control firm will only spray them, despite wording that suggested otherwise on their website.4 -
Maybe you and the builder on a cherry-picker with a bird box late dusk? Wear nitrile gloves. It won't be big (assumes tree bees). Just open the space up and scoop all the fluffy/wooly looking ball into the boxSave £12k in 2026 #2 I have banked £10,836.47 in 9 months, against a £10k target The Save £12k in 2026 thread is here
OS Grocery Challenge in 2026 I have a £3000 annual budget for 2026 - currently £2270.73 to the end of Oct
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2027 thread brand new and sparkling - feel free to join us and say what and how you are planning
My keep within our budget diary is here5 -
That sounds super brave!!! But then I have a horror of things that sting - however much I'm happy they're doing their bit for the planet (and food)!Suffolk_lass said:Maybe you and the builder on a cherry-picker with a bird box late dusk? Wear nitrile gloves. It won't be big (assumes tree bees). Just open the space up and scoop all the fluffy/wooly looking ball into the boxAchieve FIRE/Mortgage Neutrality
1) MFW Nov 21 £202K now £165K Equity 38.88% 6/9/26
2) £1.5K Net savings after CCs 29/8/26 (but owed £130) so £1.6K
3) 47/82K @29/8/26 = 57.31% AVC Goal by mid 20283 -
@Suffolk_lass - no room for a cherry picker at the back of the house, would cost £££, I don't think it's a reasonable ask of the builder (two of those who quoted for gutters etc. Have flat out said they won't do anything until the nest is gone) and there's still a risk of stings as I understand it.
Unfortunately it's looking like pest control. I just hope that my small attempts at being bee friendly help offset the damage - we've been doing "No Mow May" and I'd like to plant a bee friendly hedge for both the bees and added privacy 😊2 -
That's what happened to me when I had to renew the mortar on my house, Ed. There were solo bees digging all the way through to the cavity, and the builders refused to work on any part of the wall till they were gone. No one could rescue them, they weren't a swarm, or a hive. So they got murdered by pest control


and my house was made watertight again by the builders. I made a donation to the local beekeeping society. 2023: the year I get to buy a car2 -
Not much MFW news (mostly spending money, heating engineer out to fit a new vertical radiator in the kitchen). I have, however, been able to arrange visibility of all of our Vanguard accounts through my main account. It's a real time saver, I can now see 2x SIPPs, 2x ISAs and a JISA from one login. I'm a fund manager for a boutique family investment firm
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How is Very Little doing?5
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@killerpeaty - she is beautiful, cranky, growing like a weed
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