Learning to walk before I run

edinburgher

Having a bit of a slow day, 2-hour lunch and finishing at 4 🙂

1. £30.47 to Extension
2. £4.69 to Emergency Fund
3. £8.51 withdrawn from Prolific, £3.57 to tax, rest to personal spends
4. £2.94 to personal cash savings

I am finding myself mildly frustrated trying to transfer a S&S ISA into Vanguard. I made a mistake when I started the transfer (provided the account # for an empty cash account). The mistake was identified quickly, I provided the correct account #. Vanguard have now asked multiple times why I've sent them the number for an empty account. Considering the fact that the message trail is clearly visible to both me and them, I don't understand why this is still an issue? Tried explaining for a third time last night, hopefully that is an end to it…

*Edit: Grocery budget looking much healthier this month, I've got £250 to last two days and that's after using virement to transfer out c. £50 to other places. I need to go to Mr S today for fresh produce etc. but should be at least £150 left by the end of the month. That wasn't even a particularly virtuous month, I can do better with fewer takeaways etc. Not really sure what changed. Christmas freezer stash? More of a 50/50 Mr L/Mr S split? Buying fewer luxuries? Prices starting to fall?

badmemory

Well it isn't prices starting to fall.

Feeling happier so making better/healthier choices would be my guess.

edinburgher

@badmemory - I share your general sentiment that inflation remains perniciously high. I think, however, that I'm maybe seeing some price stabilisation and/or falls in the things we buy most often. It could be shrinkflation in some cases, I already spend too much time shopping to want to come home and do maths as well 😉

debtfreewannabe321

Well done to Mrs Edinburgher for putting her face in the water. I can swim (made to learn at my school as we had a pool) but I have a total panic when water hits my face still in a pool, and I left that school over thirty years ago 🤣.

Watty1

You have inspired me to think about learning to swim as an adult.

(Despite school swimming lessons I failed to learn and my father, a keen swimmer, decided to bribe me with riding lessons if I went swimming. I hated it and after a few "dramatic drownings" he gave up. My sister went the other way, bribed with dancing lessons she made the county swimming team - I warned her learning to swim would be an error, as dancing had to be given up for swimming for a while whilst I still rode. He decided having a daughter that could manage "something" was better than a drowned one)

Suffolk_lass

I used to teach adults what I referred to as life-saving water confidence. Not many and not for long, but my MiL was my biggest success. In her late seventies she was reluctant to go on the cruise my FiL was recommending because she couldn't swim. At the local swimming pool she learned to take a breath and hold it, float, propel herself and put her face in the water, first with goggles, then without. It took three sessions until she could swim a width - not a recognised stroke, but in a way that would stop her drowning, and she quite got the hang of floating and breathing.

beanielou

I can’t swim but am not afraid of the water. In first year at high school the PE teacher was not believing that and pushed me into the pool. She obviously thought I was going to swim. I didn’t so she had to jump in to rescue me. Fifty years ago and I still remember her & that incident like it was yesterday.

Greying_Pilgrim

Neither of my parents swam, so the first experience I had was at primary school. I was in the shallow end, but lost my footing (somehow), and went underwater, and didn't know what to do. If it hadn't been for a classmate, yanking me up, I don't know what would have happened. The teacher wouldn't have jumped in, she was on the side, fully dressed in her twin-set and pearls (I kid you not). I was scared of water from that point, and all through school swimming lessons, thought I couldn't swim. It's only been in the last couple of years, with an instructor in a quiet pool, that I've realised that I'm not actually scared of water, I can actually swim - in a number of styles, and I've managed to swim very nearly a kilometre. Which my 5 year old self would never have seen happening. I haven't swum for sometime, but I would say a switch has gone off in my head now, that I like swimming, and I can do it. it's amazing how that thought change has made such a difference - to me.

I personally think swimming is such an important skill for young people to have. Well done you and MrsE for having a go. It's not easy being a pupil once you've left school, but you are setting such a positive example to your girls 👍

Greying X

KajiKita

https://forums.moneysavingexpert.com/discussion/comment/81863367#Comment_81863367

Yikes! That was brutal! 😳

KK

QueenJess

https://forums.moneysavingexpert.com/discussion/comment/81863444#Comment_81863444

Sounds terrifying!

Both our kids do swimming lessons as it is a really important life skill. I want them to be as proficient as me. I don't really swim much these days and I seem to have forgotten things like swimming under water, but I can do a reasonable front crawl, breaststroke and I'm pretty nifty at backstroke.

I think it's fab you are learning to swim as an adult :) It opens doors as well for leisure activities as swimming pools are everywhere.