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Learning to walk before I run
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I agree. My paternal grandmother's sister married someone from Perth, who became Sheriff of Perth at one time. We also love the Cairngorms area and the beautiful countryside (and welcoming communities) that is so accessible from thereSave £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here6 -
Busy day!
1. Have had the mildest sniff of another job with the same employer that pays more and I may have an "in". Too embryonic to get excited about but definitely a possible, which is more than I've had for about a year 🤷🏻♂️
2. August pay slip is in and backdated pay + overtime is about £800 gross. £63.92 paid into my SIPP (about £96 after tax relief and tax code adjustment). Another £170 or so net set aside for living for today expenses 😁
3. Another £2.52 paid into SIPP as sin tax £3.78 after yada yada
3. Earned $5 on Prolific and withdrew £10.27
4. Paid £36.33 into my S&S dividend pot since yesterday, bought a slice of my pie
5. Finally cut the cable after Virgin decided to increase our cost by 20% despite the service getting steadily worse. Trying mobile broadband, 15-20% discount Vs current price+ £110 cashback 🤞🏻
6. Grocery shopping done
7. Sticking to my no overtime word 🙂
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Staying with the same employer but with more money might mean more responsibilities. Is this a good thing …? 🤔Lots of monies flying about everywhere … 😊 Where did the rest of the back pay and OT £800 go? (Ignore me if this is a nosey question! 😊)
Fair enough of dropping virgin … they sound hopeless. Hope the new BB is ‘good enough’ if not excellent! 😊
Hope you have some nice plans for the weekend?
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 41 books of target 52 in 2025, as @ 9th August
Produce tracker: £276 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
@KajiKita - same employer, different department, my current department has a bad reputation for "sweating" people. I'm not against more responsibilities and feel ready to cope with them as long as I'm using my skills and am supported. I was ready for a promoted post a few years ago, life and imposter syndrome just got in the way. Will cost me nothing to find out what's what.
Can't say more just now as it's a very niche roll but I've been led to believe an academic generalist with no specific experience of the new department could work well if they fit in with the team (some of whom I already know).
40% of the £800 went to the gummint, about £240 went to SIPP and fun, rest will go into general household budget. Well, it will next Tuesday when I'm paid.
Weekend plans haven't been formed yet, will take DD2 swimming tomorrow. She's settling into nursery, very proud of her5 -
Ah, okay. That makes sense on the possible new role then 😊 I am quietly and discreetly wishing you luck … 🤞😊
Well done DD2 👏❤️
KK
As at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 41 books of target 52 in 2025, as @ 9th August
Produce tracker: £276 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3
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