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Learning to walk before I run
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Opt for the nowt. You need the r&r. You said so yourself, yesterday. Or maybe potter and make soup while listening to a podcast x
Me? I'm off to get my second coffee, noisy dog and get out and water the garden and start pickingSave £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here4 -
I agree, take the downtime! Do something fun, for you! 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 41 books of target 52 in 2025, as @ 9th August
Produce tracker: £276 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
Thirded! The internet has said it must be so (did you see we decided where Cheery and Mr Cheery were going for their holiday yesterday?!).Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway5 -
Morning Ed I've read your whole diary over the last week (sat nursing a knee injury) and I've seen you come through your ups and downs and I have to agree with the above - nowt is the way forward 😉.
(Ps your diary gave me some hope that there is an end in sight - we've got builders in at the moment and it feels like it's been neverending for two months 🙈.)MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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Definitely agree on downtime - although I'd probably go for pottering than doing absolutely nothing (unless it's reading - but reading doesn't count as doing nothing, imo! 😁😁)
I'm off to do some ironing whilst watching some easy catch up tv 😊I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £204 -
themadvix said:Thirded! The internet has said it must be so (did you see we decided where Cheery and Mr Cheery were going for their holiday yesterday?!).4
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On the subject of younger sisters. I am the elder with about the same age gap as yours just 70 years older. At one point in my teens I overheard my mother mutter something along the lines of she would never have had a second one if she had known at the time. My sister did however turn out very well despite still being a PITA.5
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Thank you all for the positive reinforcement
I had accomplished the best of both worlds, I think. An hour of overtime accomplished (well, it will be in 10 minutes), with a relaxing bath running for after.
@debtfreewannabe321 - builders can be the worst! I still remember that summer heatwave when we were staying with the inlaws with a baby and our builders were taking an age to finish. The irony is that we'll probably have the house full of builders again soon, we've been in our home for a decade now and the first renovations (bathroom etc.) are now needing refurbished or replaced3 -
DD was a very easy baby (other than a tendency to projectile vomit everywhere for the first few months - I had a HV tell me I was overreacting and that it wasn't PV - and then DD promptly PV'd all over her (and the sofa and carpet) about 5 mins later 😂) DS1 (2y 4m younger) was really hard work. It took me until he was coming up 2yo to look at him and realise that yes, I did love him - I'd just been looking after him before then and going through the motions ( I did have PND, which didn't help!) He is now a very chilled and caring 25yo. I was quite happy to stick with 2 children but life happens!
Thankfully, DS2 (almost 6 years younger than DS1) was such a cute baby and toddler - he was fun - with the older 2 being at school it was like having just 1 child a lot of the time - but with knowledge and experience! Ds3 (3y 4.5m younger than DS2) just had to fit in - life was very busy with the oldest 2 at 2 different schools and #3 at playgroup several mornings a week and DH working away Mon-Fri! 😁
I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £203 -
If we are voting, I say NOWT - best thing to do on a Saturday morning!4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)Psst...I may have started a diary!3
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