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Learning to walk before I run
Comments
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Great progress!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway4 -
Managed to take DD1 to £1 cinema on the wrong day - I was mortified! Managed to get a seat, but had to move about 4 times
£1.60 OPed.
Off to fight some brambles before the storm expected tomorrow.5 -
Congrats on the mortgage, that is a big milestone. Laughed about the cinema, oops.Hope the storm isn't too bad for you!Save £20,000 in 2025. April 2k, May 3.5k4
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Congrats on the mortgage milestone!Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
Current mortgage amount: £224,460.73
Start student loan 2012: £29,750; current student loan: CLEARED July 2025
Unread owned books Jan 2026: 256
Undone crafts 2026: +15 -
£56.95 interest from cash ISA. Mrs E has asked me not to make any more "big OPs" so we can start saving for some home improvements. Quantify big? 😅6
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Anything over a tenner! 😉😂 (Sorry).edinburgher said:£56.95 interest from cash ISA. Mrs E has asked me not to make any more "big OPs" so we can start saving for some home improvements. Quantify big? 😅
KKAs at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 6 books of target 52 in 2026 as @ 18th January
Produce tracker: £29 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.6 -
Fair play 😄6
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Congratulations on "1s"Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!6 -
Anything with 3 numbers before the decimal pointedinburgher said:£56.95 interest from cash ISA. Mrs E has asked me not to make any more "big OPs" so we can start saving for some home improvements. Quantify big? 😅
Yes, congratulations on the 1s. Beats the terrible 2s all day longSave £12k in 2025 #2 I saved £14,660.97 of £6000 or 244.35% of my target. The 2026 Save £12k in 2026 thread is here
OS Grocery Challenge in 2025 I finished the year at £2880.99/£3000 or 96.03% of my annual spend so I am sticking with a £3000 annual budget for 2026
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
My keep within our budget diary is here5 -
Happy wife, happy life Ed - I'd take heed 🤣!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!6
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