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Learning to walk before I run
Comments
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Great progress!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway4 -
Managed to take DD1 to £1 cinema on the wrong day - I was mortified! Managed to get a seat, but had to move about 4 times
£1.60 OPed.
Off to fight some brambles before the storm expected tomorrow.5 -
Congrats on the mortgage, that is a big milestone. Laughed about the cinema, oops.Hope the storm isn't too bad for you!Save £20,000 in 2025. April 2k, May 3.5k4
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Congrats on the mortgage milestone!Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
Current mortgage amount: £224,460.73
Start student loan 2012: £29,750; current student loan: CLEARED July 2025
Unread owned books Jan 2026: 256
Undone crafts 2026: +15 -
£56.95 interest from cash ISA. Mrs E has asked me not to make any more "big OPs" so we can start saving for some home improvements. Quantify big? 😅6
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Anything over a tenner! 😉😂 (Sorry).edinburgher said:£56.95 interest from cash ISA. Mrs E has asked me not to make any more "big OPs" so we can start saving for some home improvements. Quantify big? 😅
KKAs at 16.10.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
- OPs to mortgage = £20,603 Estd. interest saved = £10,635 to date
c. 18 months reduction in term
Fixed rate 3.85% ends October 2030
Read 80 books of target 52 in 2026 as @ 7th November.
Produce tracker: £356 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.6 -
Fair play 😄6
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Congratulations on "1s"Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!6 -
Anything with 3 numbers before the decimal pointedinburgher said:£56.95 interest from cash ISA. Mrs E has asked me not to make any more "big OPs" so we can start saving for some home improvements. Quantify big? 😅
Yes, congratulations on the 1s. Beats the terrible 2s all day longSave £12k in 2026 #2 I have banked £10,836.47 in 9 months, against a £10k target The Save £12k in 2026 thread is here
OS Grocery Challenge in 2026 I have a £3000 annual budget for 2026 - currently £2270.73 to the end of Oct
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2027 thread brand new and sparkling - feel free to join us and say what and how you are planning
My keep within our budget diary is here5 -
Happy wife, happy life Ed - I'd take heed 🤣!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!6
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