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Learning to walk before I run
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Ed - you are so focussed on your family and their needs - if Munjaro has helped you in the way I think it has, would it not be worth budgeting for even if expensive? Happy spouse, happy house, applies to husbands too!4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)New projection - 14 YEARS 8 MONTHS LEFT OF 20 YEARS (reduced by 16 mths)Psst...I may have started a diary!5
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Or use the overtime/survey earnings to pay for it?Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3 -
At the risk of veering into politics, part of me can't stand the idea of paying more because of the capriciousness of one elected official
Once again, Americans are proving themselves to be unreliable trading partners. There's also my Scottish nature, which resents being squeezed for something that hasn't changed in quantity or quality 🤷🏻♂️
If a settlement can't be reached that offers less than £££ monthly increase I won't give up entirely, Wegovy would be the likely alternative. It's about 2/3 as effective. It's a wrench, however, as I'd need to come off all medicine for at least 4 weeks before changing.
In financial news, a few pence OPed, £2.52 sin tax paid into my SIPP and £7 from personal spends into my S&S dividend pie. Changes coming to the world of SIPPs etc. Hopefully in about 5 week's time.3 -
Wegovy are planning to launch a stronger dose later in the year which should be similar to Mounjarow. We are keeping an eye on it.2017 - mortgage of £140,000 and interest rate of £10 a day
Feb 2021 mortgage of £103000
May 2021 mortgage of £100000
July 2021 mortgage of £97000
November 2021 mortgage of £93000
July 2022 mortgage of £84000
December 2022 mortgage of £79000
December 2023 mortgage of £73000
March 2024 mortgage of £70000
May 2024 mortgage of £68000
October 2024 mortgage of £65000
February 2025 mortgage of £63000
March 2025 mortgage of £45000 and interest of £6.07 per day4 -
Thanks @AgathaSquirrel - I currently have another 4 weeks of Mounjaro - hopefully enough time to see what happens when the dust settles. My existing chemist is only filling orders for existing customers, so that's something 🤞🏻3
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Could you get a couple of pens from 2 alternative suppliers to keep you going? I see that some people change suppliers every month or so, chasing the best pricesI am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £204
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I think that ship has possibly sailed @greent - a lot of places have sold out as people try and stock up5
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