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Chase UK discussion

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  • masonic
    masonic Posts: 27,406 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 6 May 2022 at 5:12PM
    phillw said:
    miller said:
    Also joined the 1p club to get the extra 99p roundup.
    1p club? You're putting through 1p transactions somewhere?

    I did 30 x £1 transactions to my credit cards from tsb debit card for six months and the credit card providers started getting upset about it.

    Refers to artificially rounding transactions up to £X.01. Several have been doing this where they can control the exact price they pay, e.g at the petrol pump.
  • Olinda99
    Olinda99 Posts: 2,042 Forumite
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    Yep - regularly fill up with £45.01 of petrol
  • There's far easier ways to do it without the need to buy petrol  ;)
  • Johntea
    Johntea Posts: 1,202 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    How long should I expect for the physical Chase card to arrive in the post?

    Applied and opened account 23/04 around 12pm and still nothing has turned up!
  • northwalesd
    northwalesd Posts: 1,319 Forumite
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    Pretty sure my card turned up within a week, 10 days at the very most. I'd be asking Chase where it was.
  • Bigwheels1111
    Bigwheels1111 Posts: 3,045 Forumite
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    Give them a call, mine was 10 days or so.
    When I Called they told me demand was so high for the account the could not get the cards made quickly enough.
    Ive still not taken my card out or used it.
    It set it’s self up on Google pay when I opened my account and that was it.
    Tap phone to pay all done.

    Call just in case, it will put your mind at ease.
  • eastcorkram
    eastcorkram Posts: 917 Forumite
    Part of the Furniture 500 Posts Name Dropper
    Johntea said:
    How long should I expect for the physical Chase card to arrive in the post?

    Applied and opened account 23/04 around 12pm and still nothing has turned up!
    Mine arrived within five days, and three of those were Saturday, Sunday and bank holiday Monday.
  • BarGin
    BarGin Posts: 978 Forumite
    Part of the Furniture 500 Posts Name Dropper
    There's far easier ways to do it without the need to buy petrol  ;)
    Info on this would be much appreciated – by personal message if you'd prefer.
  • I have read somewhere that someone allegedly set up daily 1p top-ups of the Amazon Gift balance.

    Do so at your own peril though as, despite some suggesting this is not against T&Cs, you may find that Chase feel it to be not "in the spirit of the cashback promotion" and may warn you against such activity, or even close your account.

    Personally, I just do my normal everyday shopping with Chase. Not interested in trying to manipulate the promotion. Who would want to risk losing access to 1.50% savings rate over a few extra pence in roundups?
  • masonic
    masonic Posts: 27,406 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    The gain is going to be something in the region of 2p for each transaction. Hardly seems worth it.
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