Chase UK discussion

Daliah

How do I log out of Chase?

The_Green_Hornet

Daliah said:

How do I log out of Chase?

Close the app.

[Deleted User]

Doesn't seem to be possible to log out. It's like the Tipton app all over again. 

wiseonesomeofthetime

[Deleted User] said:

Doesn't seem to be possible to log out. It's like the Tipton app all over again. 

Except The Tipton have fixed that issue and you can now log out.

I wonder if Chase will change their app to implement that feature?

It does log out if you close the app, however, if you merely swipe across to another app or two, it certainly stays open for a short while, as I have just tested that on my android phone.

Personally though, I tend to close my banking apps when not in use and then clear recent apps function too.

[Deleted User]

Daliah said:

Deleted User said:

Chase UK is newly launched and clearly at MVP stage. Expecting all the bells and whistles of an established competitor is unrealistic.

I am obviously not as 'in' with Chase as you are, as I don't even know what MVP is, and as I expected some basics such as DDs and flexible statements/downloads from a bank that prides itself of a 200 year history. 

Deleted User said:

Chase UK is already more valuable to me than Starling with both direct charge and surcharge free access to USD in the US. 

Each to their own. I am not tempted to use the Chase UK card abroad, as either Starling or Wise or Halifax Clarity are my go-to cards. 

MVP is business/IT term - nothing to do with Chase specifically.
None of cards listed will be surcharge free in the US.

Daliah

Deleted User said:

Daliah said:

Deleted User said:

Chase UK is newly launched and clearly at MVP stage. Expecting all the bells and whistles of an established competitor is unrealistic.

I am obviously not as 'in' with Chase as you are, as I don't even know what MVP is, and as I expected some basics such as DDs and flexible statements/downloads from a bank that prides itself of a 200 year history. 

Deleted User said:

Chase UK is already more valuable to me than Starling with both direct charge and surcharge free access to USD in the US. 

Each to their own. I am not tempted to use the Chase UK card abroad, as either Starling or Wise or Halifax Clarity are my go-to cards. 

MVP is business/IT term - nothing to do with Chase specifically.
None of cards listed will be surcharge free in the US.

My Halifax Clarity is, for purchases.

If I have USD in my Wise account, I can also spend those without charge, and even withdraw some cash at an ATM for free. Lots and lots of features in Wise that Chase can only dream of - naturally not all of these will be of interest to everybody. I like the choice offered by Wise, though I do miss FSCS protection with them

Starling is my preferred card for purchases in Euros, and there's obviously no charge and no conversion fee if I have money in the Euro account.

Try as I might, I still cannot see more than one benefit of the Chase card / the Chase account for myself, and that is their cashback.

ZeroSum

Daliah said:

Deleted User said:

Daliah said:

Deleted User said:

Chase UK is newly launched and clearly at MVP stage. Expecting all the bells and whistles of an established competitor is unrealistic.

I am obviously not as 'in' with Chase as you are, as I don't even know what MVP is, and as I expected some basics such as DDs and flexible statements/downloads from a bank that prides itself of a 200 year history. 

Deleted User said:

Chase UK is already more valuable to me than Starling with both direct charge and surcharge free access to USD in the US. 

Each to their own. I am not tempted to use the Chase UK card abroad, as either Starling or Wise or Halifax Clarity are my go-to cards. 

MVP is business/IT term - nothing to do with Chase specifically.
None of cards listed will be surcharge free in the US.

My Halifax Clarity is, for purchases.

If I have USD in my Wise account, I can also spend those without charge, and even withdraw some cash at an ATM for free. Lots and lots of features in Wise that Chase can only dream of - naturally not all of these will be of interest to everybody. I like the choice offered by Wise, though I do miss FSCS protection with them

Starling is my preferred card for purchases in Euros, and there's obviously no charge and no conversion fee if I have money in the Euro account.

Try as I might, I still cannot see more than one benefit of the Chase card / the Chase account for myself, and that is their cashback.

Whilst you might think it's a bit of a gimmick, but their 5% round up account is not to be sniffed at. 

If like me, you make lots of smaller transactions for shopping, rather than fewer larger ones, it can build up quickly. So it's effectively a regular savings account just can't put in £00's in one go.

It'll be interesting to see how long that lasts, given the longer they have it, the larger the balances become. I suspect the rate will be slashed in 12 months.

Daliah

ZeroSum said:

Whilst you might think it's a bit of a gimmick, but their 5% round up account is not to be sniffed at. 

If like me, you make lots of smaller transactions for shopping, rather than fewer larger ones, it can build up quickly. So it's effectively a regular savings account just can't put in £00's in one go.

That's right, it's akin to a regular savings account that has very limited deposit amounts. Even if you managed to add £100 on every first of every month, which I would very much doubt you'd be able to do, you'd make the grand sum of £32.26 over a 12 month period. Most people will 'amass' substantially less.

It's a gimmick.

The_Green_Hornet

Daliah said:

ZeroSum said:

Whilst you might think it's a bit of a gimmick, but their 5% round up account is not to be sniffed at. 

If like me, you make lots of smaller transactions for shopping, rather than fewer larger ones, it can build up quickly. So it's effectively a regular savings account just can't put in £00's in one go.

That's right, it's akin to a regular savings account that has very limited deposit amounts. Even if you managed to add £100 on every first of every month, which I would very much doubt you'd be able to do, you'd make the grand sum of £32.26 over a 12 month period. Most people will 'amass' substantially less.

It's a gimmick.

A lot of banks have round-up or save the change functionality. It is basically the digital equivalent of putting your spare change in a jar which you empty once a year to treat yourself with. It is amassing the change, not the interest paid, that they are primarily designed for.

ZeroSum

Daliah said:

ZeroSum said:

Whilst you might think it's a bit of a gimmick, but their 5% round up account is not to be sniffed at. 

If like me, you make lots of smaller transactions for shopping, rather than fewer larger ones, it can build up quickly. So it's effectively a regular savings account just can't put in £00's in one go.

That's right, it's akin to a regular savings account that has very limited deposit amounts. Even if you managed to add £100 on every first of every month, which I would very much doubt you'd be able to do, you'd make the grand sum of £32.26 over a 12 month period. Most people will 'amass' substantially less.

It's a gimmick.

You can use that logic for many of the rewards & perks you get on other bank accounts. But this is MSE, where people amass the many little perks & exploit them where possible.