Chase UK discussion

ZeroSum

Just opened mine up. Only real minor annoyance is that my main email isn't my Gmail one, so wouldn't allow me to use my main email as I don't have it set up in an email app. So had to use the Gmail one instead.

Let's see how much I can abuse the roundup feature for the 5%

Malkytheheed

Daliah said:

anotheruser said:

can you create standing orders?

Yes. Daily, Weekly, Monthly, Annually. 

Not fortnightly or 4-weekly or every 6 months, or any other frequency. 

Can set an end date, but not a number of payments.

So basically very, very unimaginative and not user-friendly at all.

HBOS wont let me setup fortnightly SO's either. Very annoying as that's a common frequency for cleaners, gardeners etc 

wiseonesomeofthetime

What would be nice would be for any bank to allow a standing order to be set for a frequency of x number of days.

This would solve the weekly, fortnightly, three weeks, or four weeks, etc. expenses quite easily, I would have thought.

Anyone know any that allow that such instruction at all?

Nick_C

wiseonesomeofthetime said:

What would be nice would be for any bank to allow a standing order to be set for a frequency of x number of days.

This would solve the weekly, fortnightly, three weeks, or four weeks, etc. expenses quite easily, I would have thought.

Anyone know any that allow that such instruction at all?

Fortnightly is easy enough.  Just set up two standing orders, each to pay out every four weeks, with start dates two weeks apart.

Weekly is standard surely?  And a demand for a regular payment every three weeks must be pretty rare.

A problem with every x days would be what happens when the payment day falls on a non banking day.

crumpet_man

ZeroSum said:

Just opened mine up. Only real minor annoyance is that my main email isn't my Gmail one, so wouldn't allow me to use my main email as I don't have it set up in an email app. So had to use the Gmail one instead.

Let's see how much I can abuse the roundup feature for the 5%

I remember someone in the TSB discussion made 1p payments online to a utility provider.  That's got to be the best way to rack up some pounds in the round up account.  Even so, a hundred transactions will be under £100 in the round up account and earn just under £5 in a year.  I'm not going to try it, I got bored of that with the TSB spend and saves.

ZeroSum

crumpet_man said:

ZeroSum said:

Just opened mine up. Only real minor annoyance is that my main email isn't my Gmail one, so wouldn't allow me to use my main email as I don't have it set up in an email app. So had to use the Gmail one instead.

Let's see how much I can abuse the roundup feature for the 5%

I remember someone in the TSB discussion made 1p payments online to a utility provider.  That's got to be the best way to rack up some pounds in the round up account.  Even so, a hundred transactions will be under £100 in the round up account and earn just under £5 in a year.  I'm not going to try it, I got bored of that with the TSB spend and saves.

Too much effort in doing something like that. Just had a check on my energy provider & it's £5 minimum anyway. There's a few options to do similar on savings accounts 

I'm thinking more at self service checkouts, putting everything through individually 

Daliah

wiseonesomeofthetime said:

What would be nice would be for any bank to allow a standing order to be set for a frequency of x number of days.

This would solve the weekly, fortnightly, three weeks, or four weeks, etc. expenses quite easily, I would have thought.

Anyone know any that allow that such instruction at all?

Starling Bank does. Any frequency you like (though not less than daily), up to every 999 years.

wiseonesomeofthetime

Nick_C said:

wiseonesomeofthetime said:

What would be nice would be for any bank to allow a standing order to be set for a frequency of x number of days.

This would solve the weekly, fortnightly, three weeks, or four weeks, etc. expenses quite easily, I would have thought.

Anyone know any that allow that such instruction at all?

Fortnightly is easy enough.  Just set up two standing orders, each to pay out every four weeks, with start dates two weeks apart.

Weekly is standard surely?  And a demand for a regular payment every three weeks must be pretty rare.

A problem with every x days would be what happens when the payment day falls on a non banking day.

How do you do that when Chase do not support four-weekly payments?

Daliah said:

wiseonesomeofthetime said:

What would be nice would be for any bank to allow a standing order to be set for a frequency of x number of days.

This would solve the weekly, fortnightly, three weeks, or four weeks, etc. expenses quite easily, I would have thought.

Anyone know any that allow that such instruction at all?

Starling Bank does. Any frequency you like (though not less than daily), up to every 999 years.

It does indeed. Well done!

masonic

Nick_C said:

wiseonesomeofthetime said:

What would be nice would be for any bank to allow a standing order to be set for a frequency of x number of days.

This would solve the weekly, fortnightly, three weeks, or four weeks, etc. expenses quite easily, I would have thought.

Anyone know any that allow that such instruction at all?

Fortnightly is easy enough.  Just set up two standing orders, each to pay out every four weeks, with start dates two weeks apart.

Weekly is standard surely?  And a demand for a regular payment every three weeks must be pretty rare.

A problem with every x days would be what happens when the payment day falls on a non banking day.

Presumably what would happen when an "every x days" payment falls on a non-banking day would be the same as what happens when a monthly payment falls on a non-banking day.

Dandytf

I opened my account with small deposit.
It states 0%,why are mser's referring to 5%

thanks