Chase UK discussion

Therascal

happy days

Therascal

I use them and find them great - app is seond to none

[Deleted User]

JGUK said:

Went to close the account as I couldn’t see the point in having it along with Monzo and Starling - anyway they said if you close we can’t welcome you back for 12 months which is fair enough.

Do we know if Chase will be reporting the account to any credit reference agencies?

Not sure I want another account on there…

So should I close/delete it or just leave it open and wait and see if anything useful comes out of it?

Why did you open the account in the first place???

Shakin_Steve

Therascal said:

I use them and find them great - app is seond to none

Let's hope you never need 'customer services'.

[Deleted User]

Shakin_Steve said:

Therascal said:

I use them and find them great - app is seond to none

Let's hope you never need 'customer services'.

Did you have issues with customer service?

JGUK

For anyone who wants to know, was informed by their customer service reps that Chase UK are not currently sending data to the credit reference agencies and would not send any data about my account if I closed it, so I did.

If they decide to offer direct debits and international payments along with maybe a good reward credit card offering I’d consider rejoining, there’s just not point in having another current account which doesn’t do that much beyond the decent cash back offering.

JGUK

[Deleted User] said:

Why did you open the account in the first place???

Good question, answer is I just got the code through from the waiting list and didn’t stop to think about it so it’s my own fault really.

Fair point to make.

adamp87

Got the code eventually opened

Agree with most comments, currently have an Amex whereby I’m swapping Avios for Nectar so the 1% cashback isn’t that appealing still but may come in handy over the next 12 months.

I like the app but seems the same as most others. People seem very protective over banking apps where I find most the same. Love Starlings UI but sometimes use the pots but otherwise for me it’s the same as Lloyds/HSBC but nicer.

The struggle for Chase for me will be making you use it (probably not now but in 12 months time when they get sorted) as a main account. How they do that I don’t know. 

Probably some sort of premium account or benefit that Lloyds/First Direct…etc Cant offer 

block10

JGUK said:

For anyone who wants to know, was informed by their customer service reps that Chase UK are not currently sending data to the credit reference agencies and would not send any data about my account if I closed it, so I did.

If they decide to offer direct debits and international payments along with maybe a good reward credit card offering I’d consider rejoining, there’s just not point in having another current account which doesn’t do that much beyond the decent cash back offering.

I wonder if Chase have any plans to start offering overdrafts? They would then start reporting to credit agencies. Dont think this could become my main account without a OD facility.

[Deleted User]

block10 said:

JGUK said:

For anyone who wants to know, was informed by their customer service reps that Chase UK are not currently sending data to the credit reference agencies and would not send any data about my account if I closed it, so I did.

If they decide to offer direct debits and international payments along with maybe a good reward credit card offering I’d consider rejoining, there’s just not point in having another current account which doesn’t do that much beyond the decent cash back offering.

I wonder if Chase have any plans to start offering overdrafts? They would then start reporting to credit agencies. Dont think this could become my main account without a OD facility.

They will have to if they want to be a serious player. It really restricts the account for me unless there is an overdraft. A CC would be nice as well. I guess from the way the bank is talking these will come next year. Until then I can't use it as a main account, but will do the odd payment every now and then.