Contactless limit to rise to £100.

Ergates

S75 doesn't apply to fraudulent transactions at all, however all banks should cover all fraudulent transactions from a contactless card that is lost or stolen - so long as your report it in a timely manner.

eskbanker

MoneySavingTart said:

With regards to the increase in the transaction limit to £100 per transaction is there any greater fraud protection on credit cards compared to debit cards. ie does S75 come into play at all for fraud protection.

Section 75 only applies to purchases of items with a value of more than £100, so can't come into play for contactless card transactions, even after the increase....

RG2015

eskbanker said:I

MoneySavingTart said:

With regards to the increase in the transaction limit to £100 per transaction is there any greater fraud protection on credit cards compared to debit cards. ie does S75 come into play at all for fraud protection.

Section 75 only applies to purchases of items with a value of more than £100, so can't come into play for contactless card transactions, even after the increase....

Do you know if contactless transactions above £100 made on Google Pay or Apple Pay would be covered under Section 75?

luckwudaveit

I have updated the Starling app but there's no option to change my contactless limit. 

masonic

eskbanker said:

MoneySavingTart said:

With regards to the increase in the transaction limit to £100 per transaction is there any greater fraud protection on credit cards compared to debit cards. ie does S75 come into play at all for fraud protection.

Section 75 only applies to purchases of items with a value of more than £100, so can't come into play for contactless card transactions, even after the increase....

I believe it would apply if someone bought something costing more than £100 and paid, for example, £10 via contactless credit card transaction.

RG2015 said:

eskbanker said:I

MoneySavingTart said:

With regards to the increase in the transaction limit to £100 per transaction is there any greater fraud protection on credit cards compared to debit cards. ie does S75 come into play at all for fraud protection.

Section 75 only applies to purchases of items with a value of more than £100, so can't come into play for contactless card transactions, even after the increase....

Do you know if contactless transactions above £100 made on Google Pay or Apple Pay would be covered under Section 75?

Provided it appears on your statement with the correct merchant and type of transaction then it should be covered.

oldagetraveller1

luckwudaveit said:

I have updated the Starling app but there's no option to change my contactless limit. 

Nothing in the Lloyds app. either. "Card management" or "manage card".

bohica

I can't find anything in the Lloyds app or online that changes the limit. I updated the app this morning.

Daliah

luckwudaveit said:

I have updated the Starling app but there's no option to change my contactless limit. 

It’s there for me version 2.19.0

Daliah

oldagetraveller1 said:

Nothing in the Lloyds app. either. "Card management" or "manage card".

bohica said:

I can't find anything in the Lloyds app or online that changes the limit. I updated the app this morning.

I can see it, under “card freezes”. Version 77.03

luckwudaveit

Daliah said:

luckwudaveit said:

I have updated the Starling app but there's no option to change my contactless limit. 

It’s there for me version 2.19.0

Weird. I'm on version 2.21.1